Cermat - Catatan Keuangan

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Everyone
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Everyone
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About this app

Cermat is a lightweight, fast, and simple personal finance tracking app. No account required, no internet connection required — all your income and expense records are stored directly on your phone.

KEY FEATURES
• Automatic balance — see your total balance, income, and expenses at a glance
• Quick input — record transactions on a single bottom sheet: type, amount (automatic thousands format), category, date, and notes
• Tidy history — transactions are grouped by date, can be filtered by month
• Simple graphs — compare income vs. expenses for the selected month
• Ready-to-use categories — dining, transportation, shopping, bills, salary, and more
• Delete & reset — delete individual transactions or reset all data at any time

PRIVACY GUARANTEED
Cermat doesn't ask for any permissions and doesn't connect to the internet. All data is stored locally on your device — nothing is sent to any servers.

Perfect for anyone who wants to start tracking their daily finances without complicated or bulky apps.
Updated on
Jul 10, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
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No data collected
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Content rating
Everyone
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App support

About the developer
KIOS SEMBAKO SAIMUN
kiossembakosaimun@gmail.com
Jl. Gunung Tugel Rt. 06 Rw. 07 Kabupaten Banyumas Jawa Tengah 53144 Indonesia
+62 882-1129-5460