채다

채다

About this app

There are investments where you need to check the market price every day to feel at ease, and there are investments you can simply register and forget about.

Chada is an app for the second type.

Stock apps constantly call you out. Red lights, blue lights, notifications, anxiety.

Bonds are different. When and how much interest comes in, and how much you receive back at maturity—it is already determined the moment you buy them. The only problem was that there was no tool to show this at a glance.

With Chada, it becomes like this.

■ Registering your bond holdings takes only five steps.

Purchase date, purchase price, and amount. Just enter what you know step-by-step, and Chada will calculate the rest for you. Enter the face value or the purchase amount, whichever is more convenient.

■ Future interest and maturities unfold on a calendar.

You can see at a glance, month by month, how much interest will come in next month and which bonds will mature next year. If you find a month with a gap in interest, fill it in. The 'bond windmill' strategy, which ensures interest arrives every month, also starts here.

■ You can calculate before you buy

Check how much you will get if you hold until maturity, and see your estimated pre- and post-tax returns using the simulator. We also summarize your credit rating and risk level.

■ It’s okay to forget about it

The day before interest is paid, 30 days before maturity. When the necessary days arrive, Chaeda will notify you first. In the meantime, you can focus on your own day.

■ Choosing becomes much lighter

You can filter by interest rate, maturity, and credit rating. Add bonds you like to your watchlist and compare up to five side-by-side.

■ Don't worry if you're new to bonds

Unfamiliar terms like coupon rate and yield to maturity are slowly explained through tutorials, glossaries, and short comics located throughout the screen. After all, being a beginner means it is a good time to start.

■ Chaeda is a good fit for you.

Those who are slowly exploring the next step after deposits. Those who don't have time to look at charts every day but want to know where and how their money is growing. Those who want an investment that gives them peace of mind while they wait.

The fact that there is an investment that doesn't require rushing.

That is the only thing Chaeda wants to show you by your side.

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Chaeda is a tool for providing bond information and managing personal holdings, and it does not recommend the buying or selling of specific products. Estimated returns are calculated based on input values ​​and may differ from reality; investment decisions and responsibilities rest solely with the user.

What’s new

* 오늘의 채권 기능 추가
* UI/UX 수정