Chipkie
Everyone
info
0+
Downloads
About this app
Lending money to family or a friend is easy. Keeping it clear afterwards is the hard part.
Chipkie is where the two of you agree what was lent, when it gets paid back, and what happens if life gets in the way — so nobody has to rely on memory, and nobody has to have the awkward conversation.
WHAT CHIPKIE DOES
• Set it up together. Both people see the same agreement, the same schedule and the same balance. No arguing about what was said in the kitchen eight months ago.
• Automatic repayment schedules. Weekly, fortnightly or monthly, with interest or without.
• Gentle reminders. Chipkie does the nudging, so you don't have to.
• Log repayments. Record cash, bank transfers or anything else, and attach a receipt.
• Always know where you stand. Balance, what's paid, what's left, at a glance.
WHEN THINGS CHANGE
Life happens, and a good arrangement bends instead of breaking.
• Ask for a payment holiday, or a smaller payment for a while — without an awkward phone call.
• The other person accepts or declines in the app.
• Chipkie never chases anyone like a debt collector. That is not what this is for, and it never will be.
MAKE IT OFFICIAL (OPTIONAL)
Add a proper written loan agreement, e-signed by both parties and valid in your country. A one-off fee per loan, no subscription. Free loans stay free forever.
Paid loans also unlock:
• Tax-ready statements
• A full amortisation schedule
• An early-payoff calculator
• Receipt scanning
• A court-ready evidence pack, if it ever came to that
WHO IT'S FOR
Parents helping with a house deposit. A sibling covering a car repair. Friends splitting something big. Anyone who has already decided to lend, and wants it written down properly.
WHAT CHIPKIE IS NOT
Chipkie is not a lender and does not provide credit, loans or financial advice. We don't lend money, we don't introduce you to lenders, and we don't decide who should lend to whom. Chipkie is a record-keeping and agreement tool for money you have already agreed to lend to someone you know.
Free to use. Available in Australia, the United States and the United Kingdom.
Chipkie is where the two of you agree what was lent, when it gets paid back, and what happens if life gets in the way — so nobody has to rely on memory, and nobody has to have the awkward conversation.
WHAT CHIPKIE DOES
• Set it up together. Both people see the same agreement, the same schedule and the same balance. No arguing about what was said in the kitchen eight months ago.
• Automatic repayment schedules. Weekly, fortnightly or monthly, with interest or without.
• Gentle reminders. Chipkie does the nudging, so you don't have to.
• Log repayments. Record cash, bank transfers or anything else, and attach a receipt.
• Always know where you stand. Balance, what's paid, what's left, at a glance.
WHEN THINGS CHANGE
Life happens, and a good arrangement bends instead of breaking.
• Ask for a payment holiday, or a smaller payment for a while — without an awkward phone call.
• The other person accepts or declines in the app.
• Chipkie never chases anyone like a debt collector. That is not what this is for, and it never will be.
MAKE IT OFFICIAL (OPTIONAL)
Add a proper written loan agreement, e-signed by both parties and valid in your country. A one-off fee per loan, no subscription. Free loans stay free forever.
Paid loans also unlock:
• Tax-ready statements
• A full amortisation schedule
• An early-payoff calculator
• Receipt scanning
• A court-ready evidence pack, if it ever came to that
WHO IT'S FOR
Parents helping with a house deposit. A sibling covering a car repair. Friends splitting something big. Anyone who has already decided to lend, and wants it written down properly.
WHAT CHIPKIE IS NOT
Chipkie is not a lender and does not provide credit, loans or financial advice. We don't lend money, we don't introduce you to lenders, and we don't decide who should lend to whom. Chipkie is a record-keeping and agreement tool for money you have already agreed to lend to someone you know.
Free to use. Available in Australia, the United States and the United Kingdom.
Family loan tracker with clear agreements, repayment schedules and reminders
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- This app may collect these data typesLocation and Personal info
- Data is encrypted in transit
- You can request that data be deleted
What’s new
15th Aug 2026
App support
phone
Phone number
+61870838057
About the developer
Chipkie Pty Ltd
support@chipkie.com
390 Avoca St
Kingsford NSW 2032
Australia
+61 8 7083 8057