Instapay Chips

Omnea Software

About this app

InstaPay Chips is your all-in-one money app designed for everyday South Africans. Whether you're working full-time, earning per gig, or just managing your day-to-day expenses, InstaPay Chips gives you the tools to stay in control of your money — fast, simple, and secure.
With InstaPay Chips, you can:
• Send and receive money instantly — no bank account needed
• Earn instant cashback at participating stores
• Get rewarded with airtime and data
• Track your earnings and manage spending with ease
• Split your funds between savings and daily use
• Create and share payment requests with friends, family, or customers
Why InstaPay Chips?
• 100% free to use
• Fast, secure sign-up with just your ID
• Built for everyone — from gig workers to everyday spenders
• Spend smarter, save more, and take full control of your finances
Want more features?
Upgrade to InstaPay Gini — our advanced app offering additional functionality, rewards, and even interest on your balance.
Download InstaPay Chips now — and make every chip count.

What’s new

Bug fixes