Churnly

Ramesh Yoha

About this app

Churnly is a family rewards tracker for people who take points and miles seriously. Track everything you and your family hold in one place, entered by you, on your terms.

WHAT YOU CAN TRACK
• Points and miles across airlines, hotels, and bank programs, with real dollar values
• Free night certificates with expiry dates, grouped by the card that earns them
• Card credits (monthly, quarterly, semi-annual, annual) with per-period tracking, so nothing expires unused
• Annual fee ROI: see exactly how much value each card returned this year and whether it pays for itself
• Card history, including closed cards and product changes, kept for the record

BUILT FOR FAMILIES
Add every family member, share what you want, keep private accounts private. Each person gets their own totals and their own application rule clocks.

KNOW THE RULES BEFORE YOU APPLY
Churnly computes where each person stands against issuer application rules like Chase 5/24, Citi velocity limits, and Marriott cross-issuer clocks, straight from the card history you already track. See which cards count, when slots free up, and what you can safely apply for next.

STAY AHEAD OF EXPIRY
Reminders before credits reset and certificates expire, plus a monthly summary of what is ready to use.

PRIVATE BY DESIGN
Everything is manual entry. Churnly never asks for bank or loyalty passwords, never connects to your accounts, and never shows ads or sells data. Your numbers stay yours.

Churnly is currently invite-only. You need an invite code from an existing member to create an account.