100+
Downloads
Content rating
Mature 17+
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

CirclePay App Description

Bridging Traditional Savings with Digital Finance

CirclePay connects the established wisdom of traditional African communal savings methods like Ajo, Osusu, and Olidara with the clarity and security of modern technology. Our platform provides a structure for community members to build wealth and achieve financial goals through organized, collective savings.

The Problem We Address
For generations, communal savings have been vital to communities, but manual record-keeping, cash handling risks, and inconsistencies have often compromised transparency and trust. CirclePay provides a solution by replacing manual processes with a secure, automated system.

Core Features: Your Money, Digitized and Secure
CirclePay is a platform designed to manage and secure your savings with defined purpose and clarity.

Digital Savings Circles (Ajo/Osusu): Create or join private and public savings circles. The platform automatically manages all contributions and scheduled payouts, providing users with a verifiable digital ledger of all transactions.

Personal Vault: A secure, dedicated space for individual savings. Use this feature to set personal financial targets and lock funds to encourage disciplined, goal-oriented saving.

Organizational Vault: A secure saving space designed for groups, businesses, or organizations. Use this to set organizational financial targets and lock funds for structured, disciplined financial planning.

Circle-Boost: A feature designed for social and community fundraising. Create and manage campaigns to raise money for specific causes with transparent, time-bound contribution tracking.

Automated Management: The app eliminates the need to manually track contributions by sending automatic reminders and managing scheduled payouts precisely according to the terms of the circle.

Trust and Security: Our platform utilizes advanced encryption and multi-factor authentication to protect user funds, ensuring that every transaction is secure and recorded transparently.

CirclePay honors tradition while embracing innovation, providing the tools needed to facilitate structured, collective financial action.
Updated on
Dec 24, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

What’s new

bug fixes and user notifications

App support

About the developer
CIRCLE TECHNOLOGIES LIMITED
info@circlepaytech.com
HSE 88, Apo Zone C Apo Resettlement Area Abuja Federal Capital Territory Nigeria
+234 816 175 2385