Cirkkle is the digital tontine designed for the African diaspora in France.
Save with your loved ones, simply, transparently, and securely—without the hassle of reminders and financial management.
What you can do
Create or join a tontine in minutes (family, friends, association, community)
Contribute and receive automatically via your Cirkkle Wallet
Track everything in real time: member status, payments, rounds, history
Reduce conflicts with clear rules and complete traceability
Automatic reminders before each due date to avoid late payments
Why the diaspora is adopting it
Trust: verified identities, better protection against fraud
Simplicity: no more spreadsheets, screenshots, or endless reminders
Transparency: all members of your tontine see the same information at the same time
Community: collective savings for your projects here and in Africa
For which projects?
Emergency savings, back-to-school expenses, weddings, cash, housing, family projects, community support…
A tontine is first and foremost organized savings: you maintain the traditional approach, but with modern tools.
Security & Compliance
Identity verification and fraud prevention controls
Transaction tracking and history
Human support (Do you have questions or need help? We'll actually answer them)