Clust - AI Bill Split & Budget

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Everyone
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About this app

Clear Finances, Harmonious Relationships!

Have you ever felt exhausted keeping track of bills, collecting receipts, and manually calculating math after a group trip, roommate expenses, or dinners with friends? Are you looking for an intuitive way to track your own monthly budget so you never have to ask "where did my money go?" again?

Say hello to Clust (iClust on iOS) – the ultimate personal budget companion and group expense splitter.

Clust is designed to transform the way you manage money. Combining a flexible group expense sharing system with a smart AI financial assistant, Clust takes the stress out of budgeting so you can focus on enjoying life.

KEY FEATURES:

1. EFFORTLESS GROUP BILL SPLITTING (CLUSTERS)
* Set up a shared group (for roommates, couples, trips, or events) in just 3 seconds.
* Super flexible splitting options: Split evenly, by percentages (%), by shares, or enter custom exact amounts for each member.
* Smart debt minimization: Clust automatically recalculates cross-debts to show exactly who owes whom, reducing the number of transactions needed to settle up.

2. SMART AI RECEIPT SCANNER & COMPOSE
* Stop manual entry! Simply snap a photo of any receipt or write a quick sentence.
* Our advanced AI Gateway (powered by Gemini) instantly extracts the merchant, date, amount, and automatically categorizes the transaction with high accuracy.
* Batch OCR support allows you to process multiple receipts simultaneously, saving you precious time.

3. "IOS HEALTH"-STYLE PERSONAL FINANCE (SOLO MODE)
* A beautifully clean personal expense tracker inspired by the fluid iOS Health interface.
* Intuitive category donut charts showing where your money goes.
* Track spending trends, daily averages, top merchants, and upcoming recurring bills/subscriptions.

4. SMART MONTHLY BUDGETING
* Set customized budget targets for personal files or individual groups.
* Real-time monitoring helps you prevent overspending before it even happens.

5. MULTI-CURRENCY SUPPORT FOR TRAVELERS
* Log expenses in any currency during international trips.
* Automatic currency conversion keeps your records consistent and stress-free.

6. STUNNING LIQUID GLASS INTERFACE
* Premium glassmorphism design with smooth animations and transitions.
* Fully optimized Light and Dark modes for a comfortable visual experience day or night.

7. SECURE & SYNCED
* Instant cloud synchronization combined with secure offline storage on your device.
* Real-time push notifications keep everyone updated immediately when a new bill is added.

Download Clust today and step into the future of financial freedom, powered by smart AI!
Split group bills, track personal budgets, and scan receipts using AI.
Updated on
Aug 28, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
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  • No data collected
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What’s new

• Added PayPay transaction and receipt import to quickly log shared expenses.
• Enhanced cluster bill settlement and group category selection.
• Improved ad display experience and subscription stability.
• General performance improvements and localization updates.
Content rating
Everyone
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App support

About the developer
NGUYEN QUOC CHINH
developer@joinclust.com
西伊興1丁目1−15 足立区, 東京都 121-0824 Japan