Know exactly what's safe to spend — until your next paycheck.
MoneyMap is a private, paycheck-to-paycheck budget and spending planner built for real life. If you've ever stared at your bank balance and
wondered "how much of this is actually mine to spend?" — this is the app for you.
★ SAFE-TO-SPEND ★
Open the app. See one number. That's your Safe-to-Spend.
It already subtracts:
• Rent, utilities, and recurring bills due before payday
• Credit card payments coming up
• Budget commitments for the rest of the pay period
• Goal contributions and scheduled transfers
No more mental math at checkout. No more surprise overdrafts on the 28th.
★ BUILT FOR PAYCHECK-TO-PAYCHECK LIFE ★
Most budgeting apps are built for people with a cushion. MoneyMap is built for people making it work, one pay period at a time.
• Plan by pay cycle, not by calendar month
• See which bills hit before your next deposit
• Spot the exact moment a bill would push you into the red
• Build budgets that flex with life, not guilt-trip you
• Pay down debt with avalanche, snowball, or a custom strategy
• Catch forgotten subscriptions automatically
★ PRIVACY IS THE PRODUCT ★
Your money story is nobody's business but yours.
• Local-first: your financial data stays on your device, not in our cloud
• End-to-end encrypted sync between your phone, tablet, and partner's device
• 256-bit encryption keys generated on your device — we never see them
• Biometric lock on every launch (fingerprint / face unlock)
• No ads. No data brokers. No "anonymized" selling. Ever.
• Bank connections powered by Plaid — the trusted layer behind Venmo, Chime, and Robinhood. Your bank credentials never touch our servers.
We don't monetize your data because we literally can't read it.
★ EVERYTHING YOU GET ★
• Safe-to-Spend home screen — the number that actually matters
• Automatic transaction import and smart categorization
• Recurring bill and subscription detection
• Pay-period budgets that roll over and adjust
• Savings goals with progress tracking
• Debt payoff plans (avalanche, snowball, custom)
• Spending calendar to see patterns at a glance
• Multi-device encrypted sync
• Biometric lock
• Shared accounts for couples and families
★ SHARE WITH A PARTNER, PRIVATELY ★
Managing money with a partner? Invite them to your shared account. Both see the same balances, bills, budgets, goals, and Safe-to-Spend — in real
time, still end-to-end encrypted. One subscription covers you both, no double billing.
★ WHO IT'S FOR ★
• People tired of budgeting apps that feel like homework
• Anyone living paycheck to paycheck who wants a real plan
• Couples wanting a shared money view without a joint account
• People paying off debt who need a strategy, not shame
• Anyone burned by apps that store their financial data in plain text
★ SUBSCRIPTION ★
MoneyMap Premium unlocks unlimited bank connections, goals, and multi-device sync. One subscription covers everyone on your shared account.
Payment charged to your Google Play account. Auto-renews unless canceled at least 24 hours before the period ends. Manage or cancel anytime in
Google Play subscriptions.
Privacy Policy: https://moneymap.cc/privacy
Terms of Service: https://moneymap.cc/terms
Questions or feedback? support@moneymap.cc
Stop guessing. Start knowing. Download MoneyMap.