Kharchana – Personal Finance
Everyone
info
10+
Downloads
Everyone
Learn more
About this app
Kharchana is a smart personal finance manager that automatically tracks your spending using bank SMS alerts.
No complicated setup. No manual entries. Just install and get clear insights into your money.
⸻
🔹 Automatic Transaction Detection
Kharchana reads bank transaction SMS messages on your device to identify money spent and money received.
All processing happens locally on your phone.
⸻
🔹 100% Private & Offline
Your financial data stays on your device.
Kharchana does not upload, transmit, or share your SMS or transaction data with any external server.
No ads. No data selling. No hidden tracking.
⸻
🔹 Clear Money Insights
• Monthly and yearly summaries
• Total spent and total received
• Category-based spending breakdown
• Budget tracking
• Clean dashboard design
⸻
🔹 Optional Notification Tracking
You can optionally enable notification access to improve transaction detection from trusted payment apps. This feature is fully optional.
⸻
🔹 Built for Simplicity
Kharchana focuses on:
• Lightweight performance
• Clean and simple interface
• Accurate transaction parsing
• Complete user control
Take control of your money with clarity.
Kharchana – your personal finance manager, made simple.
No complicated setup. No manual entries. Just install and get clear insights into your money.
⸻
🔹 Automatic Transaction Detection
Kharchana reads bank transaction SMS messages on your device to identify money spent and money received.
All processing happens locally on your phone.
⸻
🔹 100% Private & Offline
Your financial data stays on your device.
Kharchana does not upload, transmit, or share your SMS or transaction data with any external server.
No ads. No data selling. No hidden tracking.
⸻
🔹 Clear Money Insights
• Monthly and yearly summaries
• Total spent and total received
• Category-based spending breakdown
• Budget tracking
• Clean dashboard design
⸻
🔹 Optional Notification Tracking
You can optionally enable notification access to improve transaction detection from trusted payment apps. This feature is fully optional.
⸻
🔹 Built for Simplicity
Kharchana focuses on:
• Lightweight performance
• Clean and simple interface
• Accurate transaction parsing
• Complete user control
Take control of your money with clarity.
Kharchana – your personal finance manager, made simple.
Smart personal finance manager with automatic SMS tracking
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
- No data shared with third partiesLearn more about how developers declare sharing
- This app may collect these data typesFinancial info and Messages
- Data isn’t encrypted
- Data can’t be deleted
What’s new
Improved global SMS transaction detection
Added support for multiple currencies
Improved transaction parsing for international banks
UI improvements and bug fixes
Added support for multiple currencies
Improved transaction parsing for international banks
UI improvements and bug fixes
Everyone
Learn moreApp support
About the developer
hardeep singh
help@codingsart.com
No 2855 Agwar gujjran ward no-15 Jagraon
jagraon, Punjab 142026
India
