Next Forty: Startup Investor

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About this game

Start at twenty with a little capital. Read startup pitches, invest in the ones you believe in, and find out who you become at forty.

Next Forty is a startup investing game and life simulator you play one card at a time. Every year a new deck lands on the table: companies raising money, career moves, life decisions and whatever the economy throws at you. There is no undo, just like real life.

Think like a startup investor
- A hundred startups, each with its own pitch deck, financials, current demand and a Q&A tab for your due diligence
- Back a company or pass, then live with that call for years
- Follow every stake to its ending: an IPO, a buyout offer, a secondary sale or a shutdown
- Hold, sell or wait for a better offer

Your life, simulated
- Create your character, set a target for forty and pick three life goals: own a home, start a family, see the world and more
- Climb from junior to director, switch jobs, join a startup for a lower salary and equity, or quit and invest full time
- A wedding, a baby, burnout, a tax audit, an inheritance: every year asks you something new

Beat inflation, read the cycle
- The economy moves through booms, bubbles, crashes and recoveries
- Inflation changes every year and quietly eats idle cash
- Open bank deposits, lock in a rate, take a mortgage or pay it off early
- Your city grows on the map as your net worth grows

The finale at forty
The run ends on your fortieth birthday, or sooner if you go bankrupt. The finale weighs what you built: a wealth tier from Apprentice to Legend, the life goals you reached and one Next Forty score to beat on your next run.

Fair by design
- Free to play, supported by ads
- No in-app purchases, no real money, no real-world trading and no gambling
- No account needed; it plays offline and your save stays on your device
- Six languages: English, Turkish, Spanish, Portuguese, German and French

If you enjoy life simulators, business sims and investing games but want every decision to count, start your run. Twenty years go by fast.
Startup investing & life simulator: back a pitch or pass, build a life by forty.
Updated on
Sep 25, 2026
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Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    App activity and Device or other IDs
  • Data is encrypted in transit
  • Data can’t be deleted

What’s new

First release: a twenty-year life, a hundred startups, your own real file. Thanks for playing.