PayNet: Paycheck & Tip Calc

CODE VIBES

About this app

Need a quick take-home pay estimate? PayNet is a simple US calculator for paycheck, tips, overtime, and loan payments in one app.

This is a calculator tool, not a bank and not tax filing software. Enter your numbers, see a clear breakdown, and plan your budget. Your results stay on your phone.

PAYCHECK CALCULATOR
• 5-step wizard that is easy to follow
• Hourly or salary pay
• Weekly, biweekly, or monthly pay periods
• Federal, state, and FICA tax estimates
• All 50 US states supported
• States with no income tax, such as Texas, show $0 state tax
• Filing status and dependents
• Optional overtime, tips, and bonuses
• 401(k), health, and post-tax deductions

TAKE-HOME PAY BREAKDOWN
• Gross pay, taxes, deductions, and net pay
• Effective tax rate
• Monthly and yearly projection

MORE BUILT-IN CALCULATORS
• Tip calculator for bill amount, tip percent, and split by people
• Overtime calculator for hours, rate, and multiplier
• Loan and EMI calculator for monthly payment, interest, and amortization

SAVE AND EXPORT ON YOUR DEVICE
• Save scenarios locally on your phone
• Export PDF or CSV
• Share results with other apps
• Backup and restore with JSON
• No account required

SETTINGS
• Default state
• Light and dark theme
• English and Spanish

Important: PayNet gives estimates for planning and education only. It is not professional tax, payroll, or legal advice. Check your pay stub or speak with a qualified advisor for official numbers.

Download PayNet for paycheck, tip, overtime, and loan calculator tools in one place.

NOT A GOVERNMENT APP: CodeVibes is a private developer — not affiliated with, endorsed by, or operated by the IRS, Social Security Administration, or State of Texas.

Official government sources used for tax estimates:
• IRS Publication 15-T: https://www.irs.gov/publications/p15t
• IRS Form W-4: https://www.irs.gov/forms-pubs/about-form-w-4
• SSA wage base: https://www.ssa.gov/oact/cola/cbb.html
• IRS Medicare tax: https://www.irs.gov/taxtopics/tc560
• Texas Comptroller: https://comptroller.texas.gov/taxes/