Cofreeze: Controle de Gastos

Cofreeze Labs

About this app

Your money, organized on its own — and now also through WhatsApp.

Register an expense by sending a message: "I spent 45 at the supermarket." Cofreeze understands, categorizes, and displays it on the app's dashboard. Received the invoice as a PDF? Forward it to the bot. Paper statement? Photograph it and send it. Without inventing a single cent.

WHAT YOU DO THROUGH WHATSAPP
• Register expenses and income by text: "I spent 20 at the supermarket," "I received 500 from freelance work"
• Ask how much you spent: "How much did I spend this month?", "How much did I spend on food?"

• Send your invoice or statement as a PDF, or a photo — the app imports and categorizes it.
• Correct or undo the last entry with one word.

WHAT YOU DO IN THE APP
• Monthly breakdown by category, with income minus expenses and trends.
• Import OFX, CSV, XLS, PDF, or photo, without duplicating anything.
• Automatic categorization that learns your establishments.
• Budgets, goals, cash flow and asset projections.
• Subscription radar: finds forgotten recurring charges.
• Installment purchases, bill reminders, and weekly summary.
• AI assistant to ask about your own numbers.

HOW TO CONNECT WHATSAPP
You generate a 6-digit code within the app, in My Account › WhatsApp, and send it to the Cofreeze number. This is intentional: Cofreeze NEVER messages you first. If an unknown number contacts you claiming to be from Cofreeze, it's not Cofreeze.

The channel is optional. The app works entirely without it.

PRIVACY FIRST
• Cofreeze doesn't connect to your bank and never asks for your bank password
• No Open Finance, no scraping: you decide what goes in
• CPF, CNPJ, email and phone number are masked before any AI analysis
• AI never invents numbers: it interprets what you wrote, the calculations are done by code
• Each transaction saves the original text — it can be audited at the source
• Unlock by fingerprint or facial recognition
• Export or delete everything whenever you want

NO CENT INVENTED OR LOST
Overlapping uploads don't generate duplicates: each transaction has its own hash. OFX, CSV and XLS reading happens on your device. Trust is the asset.

7 days free, no card required. After that, R$ 6.90 per month.

What’s new

• Fatura de cartão: a seção "próximas faturas" deixou de ser somada como gasto — o total agora fecha com o valor impresso na fatura.
• Importação mais honesta: aviso quando a leitura fica incompleta, e fim da conta bancária criada a cada import.
• A linha de SALDO não vira mais lançamento; pagamento de fatura não é mais lido como estorno; extratos com acento importam corretos.
• Novo: lembretes e alertas de orçamento, desfazer importação e exportar CSV completo.