TEO - Das neue Multibanking

COMECO

About this app

Use all multibanking functions and benefit from contract manager and insurance manager with the free and secure financial app.

TEO financial app - reliable online banking including multibanking, contract manager and insurance manager.

• Multibanking for almost all banks in Germany
• All common online banking functions such as sales overview, transfers, standing orders
• Integration of the depots from MeinInvest, VermögensPlus and UnionDepotOnline
• Integration of easyCredit
• Cooperation with some Sparda banks for expanded online banking
• Contract and insurance manager with cancellation alarm clock

• Financial weather, virtual savings boxes
• Excellent security and data protection standards
• TÜV-tested app for safety requirements

ONLINE BANKING INCLUDING MULTIBANKING AND INTEGRATION OF DEPOSITS
• TEO offers familiar online banking features in one place
• Multibanking financial overview of all accounts
• Transfers with the usual release procedure
• Photo and QR code transfers
• Financial overview of integrated depots

HOME PAGE WITH PERSONALIZABLE TOTAL BALANCE
The home page contains a summed up total balance of all integrated accounts selected by the user. Below you will find the individual balances of the integrated account types (current, investment, credit accounts and credit cards).

COOPERATION WITH SPARDA BANKS AND ADDITIONAL FUNCTIONS
The Sparda banks in Baden-Württemberg, Munich and Nuremberg cooperate with TEO. This means they can provide their customers with additional online banking functions and information such as: E.g. contact center, direct debit return, mailbox, appointment scheduling, push notifications for account transactions.

CONTRACT AND INSURANCE MANAGER
The contract manager automatically recognizes ongoing contracts and lists them clearly. Additional contracts, notice periods and a cancellation alarm can be added manually. The insurance manager helps to keep an overview of insurance policies taken out and their monthly costs. These can be optimized through useful insurance offers and tips. With the contract check in TEO, contracts can be easily compared.

FINANCIAL WEATHER
With financial weather, your financial future will never be uncertain again. Based on recurring income and expenses and taking variable payments into account, you receive forecasts about the account balance at any time. The next 1-13 months can be reliably predicted.

SAVING BOXES
The TEO savings boxes make saving for new wishes more straightforward and easier than ever before. The number of savings boxes is unlimited and they can be named individually. This means you save specifically and automatically for your next wish. And the best thing: the money stays in the account the whole time - because with TEO it is only put aside virtually.

SECURITY OF DATA
At TEO, the highest value is placed on the protection and security of data. TEO does not store any sensitive payment information on the device - this is reloaded in encrypted form every time you log in. TEO is protected by security measures such as firewalls, SSL protection and authentication procedures.

TEO can be used from the age of 7. Users under the age of 16 require the consent of a legal guardian to create a TEO account.

Ratings and reviews

Not the worst but the previous app was way better. Simple as it should be for a banking app, all the details you needed to know in one place and user friendly for foreigners too. The new app destroys the whole online banking experience. I just need an app to check my balance, pay some bills and confirm an online purchase. The extra sauce isn't that necessary. But yeah we can't do otherwise since this is mandatory.

Update & Response. It's not only one day with problems. The App is very slow, I have to connect and try to login more than one time to be able to go through, very slow to load the details of the bank account. Just hope that thes issues will be fixed in the near future. You can't seriously design an App for net banking that customers have to rely on it to make their transactions.. Very Bad. Frustrating and slow.

Much worse than the old sparda app. Buggy I just spent 15 minutes resetting the password and resetting the app when it didn't work and blocked my online account although the correct password was used. Account information such as balances is harder to see on the ad cluttered screen and you cannot make international bank transfers using this app. Any clues how to do that Sparda or do we guess? thanks for the reply but none of the problems have been corrected. I still cannot do international bank transfers. Now the old online banking has been turned off I can no longer make transfers to the UK at all, I asked the bank and they said to use the old online banking (which no longer works). as far as I can see you can no longer get a simple pdf download of your account transactions for the year and can only take screen shots of transactions one at a time. I wish I could give zero stars and am looking into changing my account because this is not acceptable.

What's new

Neu mit dem aktuellen Update:
- Verbesserung der Verwaltung von Union-Investment Depots*
- Aktualisierung der easyCredit-Anbindung*
- Fehlerbehebungen

Fragen oder Feedback zu TEO? Die Kontaktdaten des Supports befinden sich in TEO unter Profil / Kommunikation oder unter
https://www.teo.de/hilfe

* für Kunden teilnehmender Sparda-Banken