Antecipação StartCred Brasil

STARTCRED

About this app

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CNPJ: 35148862000140

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STARTCRED BRASIL – CNPJ: 35148862000140 is a digital platform that acts as a banking correspondent to facilitate the loan contracting process. As a banking correspondent, we follow the guidelines of the Central Bank of Brazil, under Resolution No. 3,954, of February 24, 2011. All credit assessments will be carried out according to the credit policy of the Financial Institution chosen by the user. Before contracting any service through our partners, you will receive all the conditions and information relating to the product to be contracted, in a complete and transparent manner. Interest rates, loan limits, and repayment terms for payroll-deducted loans from Federal, State, and INSS (Brazilian National Social Security Institute) governments are subject to the terms of each agreement, as well as the credit policy of the financial institution used. Additional information regarding payroll-deducted loans: minimum 36 months and maximum 96 months. Total Effective Cost (CET): minimum of 22.80% and maximum of 32.60% per year. Example of a payroll-deducted loan for the Federal Government: Loan of R$ 4,649.47 to be paid in 8 years (96 months). Total of 96 installments of R$ 100.00. Total amount to be paid of R$ 9,600.00 with an interest rate of 1.57% per month + IOF (R$ 150.36 equals 3.23%). Effective annual rate of 1.71% (22.86% per year)