CoolPay is a simple, secure payment app for everyday transfers, bill payments and airtime, with the tools agents and businesses need to run a POS business.
Open a free account in minutes and manage your money from one place.
Send Money
• Transfer to any bank account
• Send money to other CoolPay users
• Transfer to mobile money wallets
• Move money between your own balances
• Save beneficiaries for faster repeat transfers
Fund Your Wallet
• Top up with a bank transfer
• Fund your wallet with your debit card
Pay Bills and Buy Airtime
• Airtime and mobile data
• Electricity
• Cable TV subscriptions
• Education payments, including school fees, WAEC and JAMB
• Toll payments
POS and Agent Tools
• Request or buy a POS terminal from the app
• Accept card payments in person and earn on every transaction
• Set your commission rates
• Add and manage agents and view all your terminals in one place
• Track POS transactions by date
Transactions and Receipts
• View and filter your full transaction history
• Share or save receipts as a PDF or image
Security
• Two-factor authentication when you sign in
• Confirm payments with your transaction PIN or fingerprint
• Security questions to help protect your account
• Identity verification with BVN, NIN and a selfie check
Invite Friends
• Share your personal referral code with friends and family
Getting Started
1. Download CoolPay
2. Create an Individual or Business account
3. Verify your identity and start sending and paying
Send money, pay bills, buy airtime and data, and run your POS business.