Coopserj

Basic Line Sistemas

About this app

Aiming for greater proximity and transparency, we developed this application so that our members can have access to all the benefits without leaving home, such as: simulation, contracting and monitoring of loans, agreement monitoring, registration updates, balance sheet, partners and news.

Our lending guidelines:
• minimum payment period of 61 days
• maximum term of 36 months
• Monthly interest rate: from 0.99% to 2.5%
• Maximum annual interest rate: 30%
• CET p.a. (Total Effective Cost per year) maximum applicable: 34.80%

Practical example: loan of R$1,000.00 taken out in the NORMAL modality in 06 installments
• Net value: R$1,000.00
• Number of installments: 06
• IOF: R$17.26
• Estimated monthly payroll deduction: R$181.61
• Estimated amount financed: R$1,017.26
• Total value of the loan to be paid by the partner at the end of the contract: R$1,089.64
• Interest rate: 2%
• CET a.m. (Total Effective Cost per month): 2.11%
• CET p.a. (Total Effective Cost per year): 28.48%


IMPORTANT NOTE: the values ​​reported are subject to variations, depending on the grant date in relation to the date of the first payment.

What’s new

> Alterações nas diretrizes de refinanciamento de empréstimos.