LoanChecker: Loan Risk Check

Cosmic Ray Dev

Contains ads

About this app

Check a lender before you trust the offer.

LoanChecker helps you screen lender websites and Google Play listings for common risk signals. Paste a link to get a rule-based risk score, a confidence level, the reasons behind the score, and practical next steps.

WHAT YOU CAN CHECK

- Lender websites and Google Play listing links
- Upfront or “release” fee requests
- Company, website, contract, and payment-account mismatches
- Missing or unclear repayment terms
- Requests for contacts, SMS, calls, gallery, or other sensitive access
- Pressure, threats, and other harmful collection patterns

CLEAR RESULTS, NOT A BLACK BOX

Each check shows the detected signals, their severity, and actions you can take before paying or sharing more personal data. When available, an optional AI report explains the fixed rule-based result in plain language. AI does not set or change the risk score.

BUILT FOR CAREFUL DECISIONS

- Review completed checks in local history
- Use a guided manual check when a link does not provide enough evidence
- Follow practical checklists for identity, fees, repayment terms, permissions, and proof
- See country-aware safety guidance for supported regions, with a global fallback

PRIVACY-MINDED BY DESIGN

LoanChecker does not request access to your contacts, SMS, call log, precise location, or media library. Saved check history stays on your device by default. Link analysis uses LoanChecker’s service to inspect the submitted URL and return a result.

IMPORTANT

LoanChecker is an educational risk-screening tool. It does not verify that a lender is licensed, declare an offer legal or illegal, guarantee that a provider is safe, or provide legal, financial, credit, lending, debt, or emergency advice. Verify important decisions through official regulators, consumer-protection services, and qualified professionals.

What’s new

More Localization added