Credit Guide

GRINA TECHNOLOGY PRIVATE LIMITED

About this app

Credit Guide is a financial assessment application designed to help users understand their credit profile and access personalized financial services.

By analyzing relevant financial information, including selected SMS transaction data, our system evaluates credit behavior and generates a credit score. This score is used to assess eligibility for financial products and continued service support.

How It Works
With your consent, Credit Guide may:
Analyze financial SMS messages such as bank transaction alerts, repayment updates, and loan notifications
Process relevant data securely through protected backend systems
Generate a credit score using internal risk evaluation models
Determine eligibility for financial services based on assessment results
All data processing follows internal security and data protection standards.

Key Features
Credit Score Assessment
Generate a personalized credit score based on financial behavior analysis.
Secure Data Processing
User data is encrypted during transmission and processed within secure systems.
Location Verification
Location permission is used to verify service availability in your region and support risk control decisions.
Camera Access
Camera permission allows users to upload required documents or photos for identity verification and application processing.
EMI Calculator
Provides a simple loan installment calculator to help users plan repayments.
Fast and Simple Interface
Clean design with a straightforward assessment process.

Important Notice
The credit score provided in the app is based on internal evaluation models and is for reference purposes. It may differ from scores issued by banks or official credit bureaus. Final approval decisions are subject to internal risk policies and eligibility criteria.

Privacy and Data Protection
We are committed to protecting user data:
Data is encrypted during transmission
Information is processed within secure systems
Access is restricted to authorized processes only
Data is used solely for credit evaluation, verification, and service eligibility determination
By using Credit Guide, you agree to the data processing and risk evaluation practices described above.