Cred Point

POWAHA INFOTECH PRIVATE LIMITED

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About this app

Plan your borrowing and understand your finances with Cred Point, an easy-to-use financial calculator and educational app. Whether you’re planning a loan, comparing repayment options, calculating investments, or learning about CIBIL scores, Cred Point brings useful financial tools together in one place.
💰 Loan Calculators
Calculate and understand your estimated loan payments with:
- Home Loan Calculator
- Personal Loan Calculator
- Business Loan Calculator
- Education Loan Calculator
- EMI Calculator
Adjust loan amount, interest rate, and tenure to see estimated EMI, total interest, and payment breakdowns.
📊 Financial Calculators
Explore useful tools for everyday financial planning:
- SIP Calculator
- PPF Calculator
- FD Calculator
- RD Calculator
- SWP Calculator
- Lump Sum Calculator
- Goal Calculator
- GST Calculator
- VAT Calculator
- Income Tax Calculator
- House Rent Calculator
🏦 CIBIL & Credit Guidance
Learn the basics of credit health and CIBIL scores, including factors that can affect your credit profile and practical ways to build better credit habits.
📚 Loan & Financial Guides
Understand important financial concepts through simple, easy-to-read guides covering:
- Personal loans
- Home loans
- Business loans
- Education loans
- Loan eligibility
- Required documents
- CIBIL scores
- Interest rates
- Repayment concepts
❓ FAQs
Find answers to common questions about loans, EMI calculations, financial calculators, CIBIL scores, and how the app works.
✨ Why Cred Point?
- Simple and user-friendly interface
- Multiple financial calculators in one app
- Easy-to-understand financial information
- Loan and credit education
- Helpful payment breakdowns
- Useful tools for financial planning
Important: Cred Point is an informational and calculation tool. It is not a lender or financial institution and does not directly provide or approve loans. Calculator results are estimates for informational purposes and actual rates, charges, eligibility, and repayment amounts may vary depending on the lender and individual circumstances.

What’s new

Bugs Fixed