Cready: Instant Personal Loan

SwitchMyLoan

About this app

Cready — Compare Personal Loans from RBI-Approved Lenders, All in One App

Need money fast and don't want to apply to lender after lender? Cready lets you check your eligibility once and compare real offers from 13 RBI-approved NBFCs and lending service providers side by side — so you can pick the loan that actually costs you the least, not just the first one you're shown.

WHY CREADY
• Compare personal loans from ₹5,000 to ₹15,00,000*
• Interest rates from 11.99% p.a.* across our lending partners
• Choose your own tenure: 3 to 36 months*
• 13 RBI-registered NBFCs and lending service providers in one app
• 100% digital, paperless — no branch visits, no physical documents
• Only RBI-registered, RBI Digital Lending Guideline–compliant partners
• Every charge shown upfront before you apply — no hidden fees
• Eligibility check in 2 minutes — checking eligibility does not affect your credit score*

HOW IT WORKS
• Download Cready and enter your basic details
• Get your eligibility result in about 2 minutes
• Compare offers from our RBI-approved lending partners side by side
• Pick the lender and terms that work best for you
• Complete e-KYC and receive funds directly in your bank account

WHO CAN APPLY
• Age 21–55, salaried or self-employed*
• Minimum monthly income ₹15,000*
• Zero physical paperwork — complete KYC digitally
• A strong CIBIL score can improve the offers you see, but it isn't the only factor our lending partners consider

ONE LOAN, ANY NEED
• Medical emergencies
• Home renovation
• Wedding costs
• Travel
• Education
• Electronics & gadgets
• Debt consolidation
• Business cash flow — no end-use restrictions.

OUR RBI-REGISTERED LENDING PARTNERS
· Vivifi
· KreditBee
· Creditt+
· Loan112
· MoneyView
· Poonawalla Fincorp
· LendingPlate
· RamFincorp
· MuthootFinance
· mPokket
· Zype
· Olyv
· FlexSalary (VIVIFI India Finance Private Limited)
More partners being added regularly — giving you more choices and better interest rates.

EXAMPLE LOAN CALCULATION
Loan amount: ₹1,00,000 | Interest rate: 18% p.a. | Tenure: 12 months
Monthly EMI: ₹9,168 | Total interest payable: ₹10,016

*Actual APR, fees, and disbursed amount depend on the lending partner, your credit profile, and the final loan agreement. This example is indicative only.

YOUR DATA, PROTECTED
We don't sell your data. Your information is encrypted and shared only with the RBI-authorised lending partner you choose, solely for eligibility and underwriting checks.

FAQs:

What is Cready?
A digital platform to check personal loan eligibility and compare offers from multiple RBI-approved lenders in one place.

Does checking eligibility affect my credit score?
No, the initial eligibility check is a soft check and does not impact your CIBIL score.*

Who can apply?
Indian residents, salaried or self-employed, aged 21–55, with a minimum monthly income of ₹15,000.*

What makes Cready different from other personal loan apps?
Cready focuses on simplicity, transparency, and speed—offering a digital-first experience with multiple lender options and minimal paperwork.

Can I make repayments directly through the Cready App?
Repayments are handled through the lender’s authorized payment channels. Cready provides clear guidance to help you stay on track with your EMIs.

[e-mail] | 90820 85782 | www.cready.in

*Terms and conditions apply. Loan approval, interest rate, and final terms are at the sole discretion of the RBI-registered lending partner and subject to their credit assessment.

Address: Shubhjivan Arcade, A-902, Swami Vivekananda Rd, near Borivali Station, Opp. Moksh Plaza, Mhatre Wadi, Borivali West, Mumbai, Maharashtra 400092.

Download the Cready instant personal loan app now and compare your best offer in minutes!