Credibly-Pinjaman Tunai Mudah

Credibly Fintech

About this app

Credibly - Personal Loans in Malaysia

Credibly is the official borrower application of CREDIBLY FINTECH SDN BHD, a licensed lending institution authorized by the Malaysian Ministry of Housing and Local Government (KPKT).

Through Credibly, eligible users can apply for personal loans online, submit the required borrower information, view loan details, sign e-agreements in regions that support e-signature loan agreements, and manage repayments via their mobile phones.

Why Choose Credibly?

Online Application

Apply for a personal loan through the application without visiting a branch or filling out paper forms.

Clear Loan Information

Before signing the loan agreement, you can view the available loan amount, repayment period, interest, fees, repayment plan, and total repayment amount.

Electronic Agreement

After approval, you can view and sign the e-agreement in regions that support e-signature loan agreements.

Repayment Management

View your repayment plan, make repayments, and track your outstanding balance via your mobile phone.

Application Status Updates

Travel your application progress and receive borrower notifications related to your account, loan application, agreement, and repayments.

Document Submission

Submit the required borrower documents through the app for identity verification, loan assessment, fraud prevention, and account services.

How to Apply

1. Download and open the Credibly app.

2. Register and complete your borrower profile.

3. Submit the required identification and application information.

4. Upload supporting documents for assessment.

5. View approved loan amounts, repayment terms, interest, fees, and repayment plans.

6. Sign your loan agreement electronically, if supported.

7. Manage repayments and account updates through the app.

Who can apply?

- Malaysian users aged 18 and above

- Valid identity document and required borrower documents

- Valid Malaysian bank account

Loan Terms and Disclosures

Loan Amount: RM500 - RM10,000

Minimum Repayment Term: 6 months

Maximum Repayment Term: 24 months

The loan cannot be fully repaid within 60 days.

Maximum Annual Interest Rate: 18% per annum on principal (excluding fees), calculated over the entire loan term.

Licensed Lender: CREDIBLY FINTECH SDN BHD

KPKT License Number: WL3151/07/01-11/120826

SSM Registration Number: 202501042958 / 1644366-H

Loan Example

This example is for reference only and does not constitute a loan offer.

Principal: RM10,000

Term: 12 months

Annual Interest Rate: 18% (Fixed Rate)

Total Interest: RM1,800

Total Repayment: RM11,800

Monthly Repayment: RM983.33

The final loan amount, repayment period, fees (such as legal fees or stamp duty), repayment schedule, and other applicable terms will be subject to the loan agreement after loan approval.

Data and Privacy

Credibly uses encryption technology and internal security controls to protect your personal data. We process your information for identity verification, credit assessment, fraud prevention, loan servicing, repayment management, customer support, security, and legal compliance.

Privacy Policy:

https://credibly.my/legal/privacy-policy

Company Information

Company Name: CREDIBLY FINTECH SDN BHD

Registered Address: 31-10-11, THE CEO, LEBUH NIPAH 5, 11950 Bayan Lepas, Pulau Pinang, Malaysia

Email: [e-mail]

Website: https://credibly.my

Support

For any questions regarding your account, loan applications, repayments, or agreements, please contact us at:

[e-mail]