CrediLoop

xShop-ng

About this app

CrediLoop helps customers and local shops keep everyday goods supplied on credit clear and accountable. Connect with a participating shop, choose the goods and units you need, and send a request. The shop decides whether to offer credit and sets the price and terms. Review the offer before agreeing, then follow the balance and repayments in one place.

Shop owners can manage their catalogue, customers and credit controls. Customers can see their requests, accepted terms and payment history. Guarantors receive a separate email request and may accept or decline; being named by a customer does not count as consent.

CrediLoop records shop-customer credit agreements. Customers can make optional online repayments through Paystack once their shop has configured a receiving account. The repayment and processing fee are shown before checkout. CrediLoop does not lend money or operate a customer wallet. Availability and credit terms depend on each shop. Intended for adults aged 18 and over in Nigeria.