Credit.com Credit Scores

Contains ads
4.2
694 reviews
10K+
Downloads
Content rating
Everyone
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About this app

GET YOUR FREE CREDIT SCORE & START BUILDING CREDIT
It’s your credit score. Access and track your credit report for free today. More than just a credit check, you can learn how to build credit with our free credit app. Take it to the next level with ExtraCredit - a multi-featured, straightforward way to get your credit where you want it. Try ExtraCredit free for 7 days.

CREDIT BUILDER
Do you know what’s helping build and what’s hurting your score? With our free credit score tracker, you can monitor what’s impacting your numbers and track improvement. The free Credit.com app allows you to easily monitor and manage your score and get personalized resources to make smarter financial decisions in order to build credit. Using the free credit check will never hurt your credit score.

TRACK YOUR FREE CREDIT SCORE
• Check your free credit score report card
• Updates are made every 14 days so you can monitor improvement
• Watch your credit score build over time - using the app will never hurt your score
• Take control: Learn how your actions are impacting your score

THE CREDIT BUILDER APP
• Want to learn more about how you can build credit for free?
• Understand what’s impacting your score and learn how to build credit with a personalized action plan
• Make financial progress: access our interactive timeline to see how different actions could affect your target score
• Receive articles, videos, and helpful tips that are tailored to your unique situation
• Know what information lenders are seeing when they run a check

PERSONALIZED RECOMMENDATIONS
• Now that you know your credit score, what are you going to do about it?
• Check which card or loan you're most likely to qualify for — before you apply.
• All our recommendations are personalized to your credit score so you can act confidently.

Access the free app to get a number of tools so you can better understand, improve and protect your score. In our credit-builder section, get personalized tips to help you build credit and take control of your financial future.

MORE THAN A CREDIT SCORE
What Else Can the Credit.com App Do? With a paid subscription to ExtraCredit®, features include:
• Guard It - Advanced monitoring, dark web scans, alerts & $1M ID theft insurance
• Reward It - Cashback rewards from select credit and loan offers
• Restore It - Exclusive savings with one of the leaders in credit repair.* *Discounted access to a credit repair leader only available in certain areas.

About Credit.com
For twenty-five years, Credit.com has empowered consumers with our credit monitoring solutions and a team dedicated to helping simplify the confusing world of credit. Credit isn’t just our name—it’s everything we are. Credit.com has been the destination of over one million members to access and understand their credit scores, find the right credit cards and the best mortgage rates, and take back control of their credit and its impact on their lives.
Updated on
Dec 2, 2021

Data safety

Developers can show information here about how their app collects and uses your data. Learn more about data safety
No information available
4.2
694 reviews
Jada Shackleton
June 23, 2022
Well.....I was very happy yesterday when I signed up. I was FINALLY able to view the important scores--you know, the ones lenders use. Today, however, it doesn't work. It opened, but it keeps telling me my pw is wrong (it's not). I decided to login thru the site, instead, and it says "Error 503 Backend unavailable, connection timeout". So, it was great for a day, but I'm definitely happy this happened during my trial period. I'd be livid if I was paying $25/month to not have access to anything.
2 people found this review helpful
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Credit.com
August 3, 2022
Oh no! We sincerely apologize for the troubles you've had with the app. This issue has been resolved by our team. We'd be happy to take a look into this for you, please contact us at support@credit.com. Thank you.
Jessica Thomas
April 7, 2022
Beware!! I would go Credit Karma, or Credit Sesame instead!! VERY hard to reach anyone there because they don't offer phone support, of ANY kind. Also, if you forget to cancel your free trial, they will charge you, and NOT give you a refund, even if it's only a few hours after they charge you. I've forgotten to cancel with other, more reputable companies before, explained the situation, and always got a refund. My mistake totally, yes, but, if you MAY forget to cancel, don't do it!!
9 people found this review helpful
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Credit.com
August 8, 2022
Hi, we'd be happy to see what happened with your account. Please contact us at support@credit.com.
Kerry Ziniel
October 20, 2021
The program itself.. the it dept. The support The huge diff. I got a collections account removed. Reported my rent, several utilities, tracked changes, and have been extremely happy with the results. I did have an issue (I entered my ssn wrong) which required my account being fixed. Business hours, but patient, helpful, nice (lee you are amazing).. 6 stars!! Only complaint, scores update monthly. Wish it was more often! ALL of my emails were answered. Bad reviewers check your email folders!
32 people found this review helpful
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Credit.com
August 5, 2022
Hi, thanks for your support all along. We will keep working to provide a good user experience. You can follow us on Facebook and Instagram to get the latest information. If there is anything we can do for you, just let us know at support@credit.com! Have a wonderful day!

What's new

Support for Android 12, Bug Fixes