Credit Comando puts the legal power of a $150/month credit repair
agency in your pocket — for $9.99/month.
The Federal Trade Commission (FTC) found that 1 in 5 Americans has
a credit report error serious enough to affect their credit score
(source: ftc.gov/reports/credit-report-study). The Consumer
Financial Protection Bureau (CFPB) receives over 700,000 credit
reporting complaints per year (source: consumerfinance.gov/
data-research/consumer-complaints/). You have federal legal rights
to dispute every single error — for free.
⚖️ LAW LIBRARY
Plain-English explanations of 6 federal laws, with direct links to
official government sources inside the app:
• Fair Credit Reporting Act (FCRA)
ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act
• Fair Debt Collection Practices Act (FDCPA)
ftc.gov/legal-library/browse/statutes/fair-debt-collection-practices-act
• Section 609 (15 U.S.C. § 1681g — part of FCRA)
ftc.gov/legal-library/browse/statutes/fair-credit-reporting-act
• Credit Repair Organizations Act (CROA)
ftc.gov/legal-library/browse/statutes/credit-repair-organizations-act
• Fair Credit Billing Act (FCBA)
ftc.gov/legal-library/browse/statutes/fair-credit-billing-act
• Equal Credit Opportunity Act (ECOA)
ftc.gov/legal-library/browse/statutes/equal-credit-opportunity-act
✉️ DISPUTE LETTER GENERATOR
8 dispute letter templates based on federal law. Fill in your
details — the app writes the letter. You mail it. Each template
cites the specific law and statute number.
📊 DISPUTE TRACKER
Track every dispute with bureau deadlines. Under FCRA § 1681i,
bureaus must investigate within 30 days. The app tracks this for
you automatically.
📚 EDUCATION HUB
Step-by-step guides from pulling your free annual credit report at
AnnualCreditReport.com (the only federally authorized source under
the FCRA) to submitting your first dispute.
🔒 PRIVACY FIRST
Your data stays on your device. Nothing is sold to third parties.
OFFICIAL GOVERNMENT RESOURCES (accessible inside the app):
• Free credit reports: AnnualCreditReport.com
• File a credit reporting complaint: consumerfinance.gov/complaint/
• FCRA rights explained: consumer.ftc.gov/articles/free-credit-reports
• Debt collector violations: consumerfinance.gov/complaint/
DISCLAIMER: Credit Comando is not a government agency and is not
affiliated with any government entity. This app provides self-service
tools to help individuals exercise their existing rights under the
FCRA, FDCPA, CROA, FCBA, and ECOA. The FTC and CFPB recommend
reviewing your credit reports and disputing errors directly. Results
vary by individual.
$9.99/month or $59.99/year · 3-day free trial · Cancel anytime