CREDO Smart Ledger

Content rating
Everyone
10+
Downloads
Content rating
Everyone
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About this app

Credo – भारत का स्मार्ट खाता ऐप
Your digital khata (ledger) with a modern twist: AI-powered voice & image recognition, two-way chat-based transaction handling, and intuitive ledger management for every user and business.

Whether you're a shopkeeper, freelancer, or business owner, Credo makes it easy to manage accounts, communicate, and log transactions in one simple, powerful app.

🌟 What Makes Credo Unique?
🧠 AI-Powered Input (Audio & Image to Text)
Forget manual entries — just click a photo of a handwritten bill or speak a transaction, and our AI converts it instantly into structured data.

💬 Two-Way Chat-Based Ledger
Maintain your khata as a conversation! Every customer or supplier has a dedicated chat thread. Both parties can message, send voice notes, or raise/settle bills.

📒 Digital Khata for Every Relationship
Track payments, dues, and balances with each client or vendor through separate ledgers that feel as personal as your phone's chat.

🔑 Top Features:
✅ Smart Khata (Ledger) System
Create, manage & view ledgers with detailed entries (description, quantity, rate, total).

✅ Chat-Style UI for Each Contact
Raise or respond to a bill like a chat message — with support for images and voice.

✅ AI Assistant for Data Entry

Convert speech to text

Extract text from handwritten bills or photos

✅ Real-Time Ledger Summary
Instantly view outstanding balances and transaction history.

✅ Secure & Private
End-to-end encryption for chat + secure cloud storage for ledgers.

✅ Multi-Language Support (Coming Soon)
Localized interface in Hindi, English, and more.

🎯 Ideal For:
Small shopkeepers

Freelancers & service providers

Local vendors and distributors

Anyone tired of manual khata books!

📲 Switch from Paper to Smart.
Download Credo – Smart Khata with Chat & AI and simplify your business today.
Updated on
Aug 19, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Personal info, Photos and videos, and Audio
Data isn’t encrypted
You can request that data be deleted

What’s new

🧾 Smart Invoice Storage
Store and view detailed invoices with descriptions, amounts, and dates—all securely saved in the cloud.

💬 Raise Queries with Chat Threads
Need clarification? Start a query chat with your business partners and resolve issues before finalizing a deal.

📒 Ledger History for Each Contact
Track all transactions and queries in a clean timeline per customer or supplier.
Content rating
Everyone
Users Interact
Learn more

App support

About the developer
Shivam Garg
shivamg2701@gmail.com
India