CGPEY Merchant App is a powerful Banking Correspondent platform designed for merchants and agents across India. Empower your customers with essential financial services β right from your fingertips.
π§ AEPS β Aadhaar Enabled Payment System
Allow your customers to withdraw cash, check balance, and perform mini statements using just their Aadhaar number and fingerprint biometric β no debit card needed.
π³ Mini ATM
Perform card-based cash withdrawal services for customers using a registered biometric/card device. Fast, secure, and reliable.
π² UPI to Cash
Convert UPI payments into instant cash payouts for customers. A seamless bridge between digital and physical money.
π§Ύ Bill Payments
Pay electricity, water, gas, DTH, mobile recharge, and other utility bills on behalf of customers β all from one place.
π° Merchant Wallet
Manage your wallet balance in real time. Instant credit, transaction history, and easy top-up requests β full visibility over your funds.
π Transaction Ledger
View detailed records of every AEPS, Mini ATM, UPI Cash, and bill payment transaction with filters by date, type, and merchant.
πͺ Merchant Management (Agent & Admin)
Onboard new merchants, complete their eKYC verification, assign agents, and monitor their activity β all within the app.
π Secure Login with OTP
Every login is protected with a one-time password (OTP) sent to your registered mobile and email. Your account, your control.
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eKYC Verification
Complete full Aadhaar-based eKYC and Bank KYC for merchants digitally β fast onboarding, zero paperwork.
πΈ Settlements & Commissions
Track your earned commissions and settlement history with full transparency. Know exactly what you earn on every transaction.
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WHO IS THIS APP FOR?
β’ Banking Correspondent Agents (BCA)
β’ CSC (Common Service Centre) operators
β’ Merchants providing financial services in rural and semi-urban areas
β’ Business owners looking to offer value-added financial services
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SECURITY & COMPLIANCE
β’ Regulated under RBI Banking Correspondent guidelines
β’ Powered by NPCI-certified AEPS infrastructure via Fingpay
β’ Biometric data encrypted and processed via UIDAI-certified devices
β’ OTP-based 2-factor authentication on every session
β’ All transactions logged with full audit trail
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Download the CSC-CGPEY App today and start delivering digital financial services to your community.