Social Security Calculator

SchnackerSoftwareSolutions

About this app

Social Security Calculator projects your expected social security income for you and your spouse until end of life. It shows a nice graphical picture of your current income as it converges into your social security income. It also provides a full data table of all the results. Takes into account decisions of when to start benefits for you and your spouse and shows the effect of those decisions on social security income for rest of your life.

The primary insurance amount is calculated from the formula on the social security administration website at https://www.ssa.gov/OACT/COLA/piaformula.html using average indexed earnings.

Average indexed earnings table is in the social security administration website at https://www.ssa.gov/OACT/COLA/awiseries.html

This app does not represent a government entity.

What’s new

2026 release and bug fixes.