Salarytap: Instant Salary

Ontap Technologies

About this app

Salarytap: Instant Salary

Bridge the gap between paydays! Make every day your payday! Cash on Demand

Salarytap enables immediate access to your earned wages before payday. Funds can be instantly transferred to your bank account, sent to any mobile number or contact, processed via UPI, or used to make payments through third-party QR codes.

🎁 Ease your financial worries with Salarytap now!
✅Credit Line amount: Up to 50% of your salary
✅Tenure: 1 month
✅Interest: Free, no interest charged
✅Convenience Fee: 1.5% upwards on every withdrawal
✅One-time Setup Fee: ₹300 (payable on first withdrawal)
✅Repayment Terms: Month's outstanding will be deducted from your salary

📲Extendable Digital Credit Line- (Digital Personal Loan)
✅Amout: Up to Rs. 3,00,000
✅Tenure: 2 - 36 months
✅Interest: 14% upwards PA (based on risk profile)
✅Repayment Terms: Equated Monthly Installment
✅ Repayment: Pay by the 7th of next month
✅ Auto-Debit (NACH): Processed on the 7th

Example of How Salarytap Charges:
Credit Line Amount: ₹10,000
Loan Duration: 12 Months (withdrawal amount needs to be repaid monthly along with convenience fees)
Convenience Fees: 2%-4% on withdrawal
One-time Setup Fees: Rs. 300 (to be paid only once)
Interest: 0%
Total Convenience Fees: ₹300 (assuming convenience fees of 3%)
Total Repayable Amount (first month): ₹10,600 (withdrawal amount + convenience fees + one-time setup fees)
Total Repayable Amount (2nd month onwards): ₹10,300 (withdrawal amount + convenience fees)
Total Fees paid over the year: ₹3,900
APR: 39%

👉Features:
✅Instant Bank Transfers: Withdraw funds to your account instantly
✅Pay Contacts Instantly: Send money to any contact with ease
✅Mobile Number Payments: Transfer money to any mobile number
✅UPI Transfers: Pay directly to any UPI ID
✅QR Code Payments: Scan and transfer instantly to third-party QR codes
✅Real-Time Updates: Instant transactions with immediate updates
✅Flexible Repayment: Repay anytime; limit instantly restored

📝Applying for credit is quick and easy with Salarytap:
📲Download the Salarytap app.
✅Enter Mobile number
✅Aadhaar number

🔒 Secure & Fraud-Free Payments with Salarytap 🛡️
🚫 Avoid the risk of digital fraud
🏦 No bank account linking for transactions
➡️ Money flows directly from your Salarytap credit line to any UPI ID or QR code
🙅‍♂️ No exposure of your bank details
🔗 No linking to outside apps
🧘 No stress about bank fraud
✅ Stay Secure. Stay Smart.
Use Salarytap for every payment.

🪙Salarytap Charges:
💳Convenience Fee: 1.5% upwards on every withdrawal for monthly limit
💳Interest 18% upwards (based on risk profile) on limits over 1 month
💰Setup Fee: ₹300 (only on the first withdrawal)

At Salarytap, we believe in full transparency. All fees and charges are clearly communicated to you during the loan application process, and the loan details are available 24/7 in the app.

👉Lending Partner:
CashOnTap is powered by Capital Trust Limited, a trusted and RBI-registered NBFC, ensuring responsible lending practices.

👉How to Contact Salarytap:
For any queries, please contact:
📞 Helpline: Available directly in the Salarytap app
📲 Emergency Call: Tarsem Singh [phone]
🌐 Website: www.salarytap.in

We’re here to support your financial goals with flexible and instant access to credit—whenever you need it.