Ctrl+Live turns your financial life into a number you can see, understand, and improve.
It's called FSI: Your Financial Health Index, from 0 to 100. It's not a score that judges you. It's a mirror that shows you where you stand with your money today and what you can do to be better off tomorrow.
WHAT THE APP DOES
You enter your income and expenses, and the app does the rest. In seconds, you see how much real money you have left this month, what took the biggest chunk, and how that affects your number.
Your FSI is built on four things: the balance between what you earn and what you spend, your savings capacity, how well you've planned for the future, and how much leeway you have for unexpected events. Each one is self-explanatory, in everyday language.
SOFI, YOUR GUIDANCE
Sofi doesn't tell you what to do with your money. It explains what's happening, learns how you use the app, and suggests one concrete step at a time. It never judges you and never rushes you.
WHAT YOU'LL FIND INSIDE
Quick recording of expenses and income, with a photo of the receipt or voice input.
Due dates and a projection for the next 30 days, so nothing catches you by surprise.
Savings goals with real-time tracking, not promises.
Limits by category, with a warning before you exceed them.
Recurring expenses and installment purchases, entered only once.
Savings challenges based on one of your habits: you choose one, the app measures your actual progress and shows you if you've decreased.
Breakdown by subcategory, to see how much you spend on bakery items and not just on "Food."
History with search, filters, and a monthly summary.
Our own educational content, plus free courses from recognized institutions.
YOUR DATA FOLLOWS YOU WHEREVER YOU GO
Change your phone, reinstall the app, log in from a different device: it all comes back. Your transactions, goals, limits, and history are saved in your account, not on your device.
You can protect the app with a PIN or your fingerprint, export everything whenever you want, and delete your account and data from within the app, without asking anyone's permission.
DESIGNED FOR THOSE WHO HANDLE CASH
Most finance apps assume you have a bank account, a card, and a habit of budgeting. Ctrl+Live assumes nothing. It works just as well whether you get paid in cash, whether your income fluctuates from month to month, or whether you've never budgeted in your life.
IMPORTANT
Ctrl+Live's content is educational and informational. Ctrl+Live is not a registered financial advisor and does not provide personalized advice or investment recommendations. Consult a qualified professional before making any financial decisions.
Your financial health in a number. Learn to manage your money with Sofi.