Apna Pay - Discover, Buy, Earn

4.2
11.2K reviews
Content rating
Everyone
1M+
Downloads
Content rating
Everyone
Learn more
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About this app

Apna Pay is India’s first hyper-local online platform
that enables customers and local merchants to discover and engage with each other. We at
Apna Pay.in, work hard to bring your world, closer to you. Whether it’s fine dining, relaxing at the top
spas, or just discovering your city intimately, Apna Pay.in makes it happen for you.
Apna Pay.in also offers its merchants a strong branding and visibility-led platform that enables
customers, in and around their establishments, to easily discover their businesses.
To discover, purchase and share exciting experiences around you. Customers / Users can get best Shops near by them for shopping like cloths, restaurants, entertainment etc. can get best around possible discounts also.
Apna Pay also offers customers to get a Apna Pay card which works like your credit card and you can make payment from this card to Apna Pay vendors and get best discounts.
Apna Pay providing best platform for your utility bills like mobile recharge, gas, electricity bill etc. by this platform.
Updated on
Jun 26, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
No data shared with third parties
Learn more about how developers declare sharing
This app may collect these data types
Location, Photos and videos, and Contacts
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.2
11.2K reviews
Manan Sharma
July 11, 2026
I've been saving money in this app for more than 2 years, yes it does give you great returns but for around a year now the withdrawal option always shows "technical issue" you cannot get your money out. they always say that we'll start the withdrawal but nothing happens you can only circle your money in their eco system one account to another but you cannot have it in UPI. don't trust the app.
1 person found this review helpful
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Alpesh Chavda
July 4, 2026
the worst app I would said you can deposit money anytime there is no technical issues but when you try payment or any withdrawal it's only shows technical issue or other problem. also they suggest reward system which is working only in starts it's won't work after some time. you can't pay anywhere with this app. my money also got stucked and I can't withdraw my money. its about now few months and I can't make any payment or withdraw my own money. I think the app will shut down and I loose money.
4 people found this review helpful
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Avaneendra Singh Sikarwar
July 2, 2026
the team really needs to work on their interface. it's just pathetic and a waste of IT infra. why do you have options visible when they are not up and running. then comes the daily withdrawal limit Is it practical to keep a limit of 1000 everyday. I cannot withdraw in case of emergency then what is the point of investment. the electricity bill features keeps crashing. need a lot of work from a tech stand point
3 people found this review helpful
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Content rating
Everyone
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App support

About the developer
UPAY DIGI INDIA PRIVATE LIMITED
support@apnape.in
Flat No. 01, S No. 47/11, Wing A-3, Samarth Srushti Vadgaon Budruk Road, Haveli Pune, Maharashtra 411041 India
+91 63599 11902