Daily Kharcha: Expense Tracker
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About this app
Daily Kharcha is a simple, offline money & expense tracker built for South Asia and the Gulf — available in English, Urdu, Arabic and Hindi, with multiple currencies.
Track your daily spending, income and budgets, and keep your credit (udhaar), installments (qist) and committee (BC / chit fund) organized — all on your phone, with no login and no internet needed. Your data stays private on your device.
WHY DAILY KHARCHA?
✓ 100% offline — no account, no sign-up, works without internet
✓ Private — your data never leaves your phone
✓ Lightweight, fast and free
TRACK YOUR MONEY
• Add income & expenses in seconds with a built-in calculator
• Organize with colorful categories — or create your own
• Search and filter by day, week, month, or a custom date range
• See daily, weekly and monthly totals at a glance
BUDGETS & SAVINGS
• Set monthly budgets per category with over-spend alerts
• NEW: Savings Goals — set a target (Eid, a new phone, Hajj) and watch your progress grow
PLAN AHEAD (NEW)
• Envelopes — give this month's income a job before you spend it, and see what's left in each category
• Upcoming — every bill, installment and committee round due in the next 30, 60 or 90 days, with a warning if your balance will run short
• Clear your debts — a payoff plan showing the month each debt finishes
KHATA — CREDIT & INSTALLMENTS
• Track money you lent or borrowed (udhaar), person by person
• Manage installment plans (qist) with a clear payment schedule
• Send friendly reminders on WhatsApp
COMMITTEE / BC (NEW)
• Track your committee — BC, kameti or chit fund — with all members in one place
• See at a glance who has paid each round, and who hasn't
• Works for fixed turns and for parchi / lucky draws
• Send WhatsApp reminders to members who haven't paid yet
• Always know when your turn to collect arrives
REPORTS & INSIGHTS
• Beautiful animated charts showing where your money goes
• NEW: Monthly Wrapped — a shareable summary of your month
• Smart insights & spending streaks to build a saving habit
• Export your reports to PDF, and back up all your data to a file
AUTOMATION
• Recurring transactions for bills & salary
• Daily reminder so you never forget to log
SECURITY & BACKUP
• App Lock with PIN & fingerprint
• Backup & restore your data anytime
DESIGN
• Clean, modern look with Dark Mode
• Home-screen widget for your balance & today's spending
• Available in English, Urdu (اردو), Arabic (العربية) and Hindi (हिन्दी)
• Supports 15 currencies including PKR, INR, AED, SAR and more
Whether you're tracking household kharcha, running a small shop, or saving for something big — Daily Kharcha makes managing money simple, private and offline.
Download now and take control of your Daily Expenses!
Track your daily spending, income and budgets, and keep your credit (udhaar), installments (qist) and committee (BC / chit fund) organized — all on your phone, with no login and no internet needed. Your data stays private on your device.
WHY DAILY KHARCHA?
✓ 100% offline — no account, no sign-up, works without internet
✓ Private — your data never leaves your phone
✓ Lightweight, fast and free
TRACK YOUR MONEY
• Add income & expenses in seconds with a built-in calculator
• Organize with colorful categories — or create your own
• Search and filter by day, week, month, or a custom date range
• See daily, weekly and monthly totals at a glance
BUDGETS & SAVINGS
• Set monthly budgets per category with over-spend alerts
• NEW: Savings Goals — set a target (Eid, a new phone, Hajj) and watch your progress grow
PLAN AHEAD (NEW)
• Envelopes — give this month's income a job before you spend it, and see what's left in each category
• Upcoming — every bill, installment and committee round due in the next 30, 60 or 90 days, with a warning if your balance will run short
• Clear your debts — a payoff plan showing the month each debt finishes
KHATA — CREDIT & INSTALLMENTS
• Track money you lent or borrowed (udhaar), person by person
• Manage installment plans (qist) with a clear payment schedule
• Send friendly reminders on WhatsApp
COMMITTEE / BC (NEW)
• Track your committee — BC, kameti or chit fund — with all members in one place
• See at a glance who has paid each round, and who hasn't
• Works for fixed turns and for parchi / lucky draws
• Send WhatsApp reminders to members who haven't paid yet
• Always know when your turn to collect arrives
REPORTS & INSIGHTS
• Beautiful animated charts showing where your money goes
• NEW: Monthly Wrapped — a shareable summary of your month
• Smart insights & spending streaks to build a saving habit
• Export your reports to PDF, and back up all your data to a file
AUTOMATION
• Recurring transactions for bills & salary
• Daily reminder so you never forget to log
SECURITY & BACKUP
• App Lock with PIN & fingerprint
• Backup & restore your data anytime
DESIGN
• Clean, modern look with Dark Mode
• Home-screen widget for your balance & today's spending
• Available in English, Urdu (اردو), Arabic (العربية) and Hindi (हिन्दी)
• Supports 15 currencies including PKR, INR, AED, SAR and more
Whether you're tracking household kharcha, running a small shop, or saving for something big — Daily Kharcha makes managing money simple, private and offline.
Download now and take control of your Daily Expenses!
Offline expense tracker: budgets, committee (BC), lending & bills. No signup.
Updated on
Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
What’s new
COMMITTEE — rebuilt
• Go back to any round and record a payment you missed
• See who is behind, by how many rounds and how much
• Record who received the pot, and when
• Part payments supported
• Full history of every payment and payout
FIXED
• Restoring a backup no longer loses your savings goals
• A bill set for the 31st no longer skips February
• Clearer wording throughout, in all four languages
• Go back to any round and record a payment you missed
• See who is behind, by how many rounds and how much
• Record who received the pot, and when
• Part payments supported
• Full history of every payment and payout
FIXED
• Restoring a backup no longer loses your savings goals
• A bill set for the 31st no longer skips February
• Clearer wording throughout, in all four languages
Everyone
Learn moreApp support
About the developer
Kashif Ramzan
kashiframzan2002@gmail.com
Pakistan