Daily Kharcha is the simple, offline expense tracker made for Pakistan.
Track your daily kharcha, income, and budgets in Pakistani Rupees — and keep your udhaar and qist organized too. No login, no account, no internet needed. Your data stays on your phone.
KEY FEATURES
• Works Fully Offline — Your data stays on your device. No login, no cloud, no sync. Open the app and start tracking immediately, even without mobile data.
• Udhaar / Lending Tracker — Know exactly who owes you and whom you owe. Track part-payments and send a polite reminder on WhatsApp in one tap.
• Qist / Installment Tracker — Bought something on installments (bike, phone, fridge)? Track how many qists are left and when the next one is due.
• Recurring Transactions — Add rent, salary, and bills once and let them repeat automatically every month.
• Income & Expense Tracking — Quickly record money in and out with simple, familiar categories.
• Budgets — Set a monthly limit for any category and watch your progress at a glance.
• Custom Categories — Add your own categories with your choice of icon and colour.
• Reports & Pie Chart — See where your money goes with clear monthly reports and a visual breakdown.
• App Lock — Protect your records with a PIN or fingerprint.
• Daily Reminder — A gentle daily nudge so you never forget to record your spending.
• Backup & Restore — Save a backup file anywhere (Google Drive, WhatsApp, email) and restore it anytime.
• PDF Export — Share or print your transactions whenever you need.
ENGLISH & اردو
Use the app in English or full Urdu — switch anytime.
MADE FOR PAKISTAN
From groceries and utility bills to rent, qist and udhaar, Daily Kharcha understands how money actually works here.
PRIVACY FIRST
We never see your data — everything stays on your device. The only internet use is for showing ads.
Download Daily Kharcha and take control of your money today.