danabijak: Pinjaman Online

PT. Digital Micro Indonesia

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About this app

Danabijak - Online Loan Application with an easy, safe & fast process for various people's financial needs.

[QUICK ONLINE LOAN PRODUCT INFO]
◉ Amount of cash loan without collateral: IDR 500,000 - IDR 10,000,000
◉Loan Tenor: 3 - 4 months
◉ Monthly Service Fee: 0% - 0.3% (maximum APR 10.5%)
◉ Administration fee: 27 - 36% deducted from the principal loan
This money loan product has been adapted to OJK regulations specifically for Fintech

[EXAMPLE OF MONEY LOAN SIMULATION]
If you borrow IDR 2,000,000 with a term of 3 months:
✔︎Cash received: IDR 1,514,000
✔︎Service Fee per month is only 0%
✔︎Installation: IDR 666,700
✔︎Total payment: IDR 2,486,000
✔︎Late fine: 0.3% of principal loan per day
For example, if there is a delay of 5 days, you will be subject to a fine of:
5 * 0.3%* 2,000,000 = IDR 30,000

[3 EASY CONDITIONS FOR NOW LOANS]
1. Indonesian citizens must be at least 25 years old. entitled to receive rupiah funds in Danabijak
2. Must be domiciled in Indonesia to apply for a fast online loan
3. Just have a fixed income min. IDR 1,600,000/month

[BENEFITS OF BORROWING MONEY AT DANABIJAK]
1. Online loans without collateral that are easily accessible throughout Indonesia
2. Fair & transparent loan fees
3. Security of personal data according to legal online lending standards
4. Friendly customer service, the hallmark of OJK loans!
5. Increased Credit Limit for smart financial behavior
6. The application process is very fast & the money is disbursed within a maximum of 24 hours
Danabijak: Fast funds, Wise Fees!

[DANABIJAK ONLINE LOAN PROCESS IS COMPLETE IN A FEW MINUTES!]
In just a moment, danabijak determines whether you can get a cash loan. This decision is made at any time through systematic calculation of credit scores using Now Loan technology.
How to borrow money from Danabijak is quite easy:
1. Download the danabijak online loan application on the Google Play Store
2. Determine the cash loan amount and the loan term you want
3. Register an account with email & cellphone number that can be contacted
4. Fill in the form with the correct data
5. Read the offer and loan agreement
6. Receive funds quickly in less than 24 hours
With us, you can borrow money anytime & anywhere.
Don't forget to recommend us to friends who need fast Rupiah funds & are looking for online loan solutions, OK!

[HOW TO PAY MONEY LOANS]
After receiving money from the fast online loan service danabijak, you can pay the bill easily. When it is due, simply transfer money to the virtual account number available on the Dashboard, SMS, EMAIL via:
1. Bank Services: ATM, M-Banking, e-banking, teller (BCA, BNI, MANDIRI, BRI, etc.).
2. E-wallet (OVO, GOPAY, DANA, SHOPEE PAY, LINK AJA, etc.)

[CUSTOMER SERVICE]
◉ Email: [e-mail]
◉ Tel [phone] (National) & [phone] (National)
◉ Live Chat on the Website and Android Application
◉ Danabijak Loan Head Office: DEA II Tower, 3rd floor, Mega Kuningan area, Jakarta

[SOSMED]
◉ FB: danabijakofficial
◉ IG: @danabijak
◉ Twitter: @danabijak

[LEGAL DISCLAIMER]
The danabijak application is owned and managed by PT Digital Micro Indonesia as the LPBBTI Operator which has been licensed and supervised by the Financial Services Authority based on OJK Board of Commissioners Member Decree No. KEP-92/D.05/2021.

When you apply for a money loan, danabijak will ask for & scan an official identity card (KTP) authorized by the Government of the Republic of Indonesia. All user information that we collect is only used for the purpose of the loan score calculation process & will not be used for other purposes.

What's new

Update:
UI Feature Enhancement