Debt Free Me: Debt Payoff

Debtfreeme

About this app

Take control of your debts and watch your debt-free date move closer.

Debt Free Me is a private, focused debt-payoff planner. Add your debts, pick a
strategy, log payments, and see exactly when you'll be done — no spreadsheets,
no bank logins.

PLAN YOUR PAYOFF
• Snowball (smallest balance first), Avalanche (highest APR first), or a
balanced strategy — reorder debts your way
• See your projected debt-free date and total interest for every plan
• What-if calculator: add an extra monthly amount and instantly see the months
and interest you'd save
• Payoff schedule that shows when each debt is cleared

TRACK EVERY DEBT
• Credit cards, loans, and custom debts with balance, APR, and minimum payment
• Promo APR and fee support for accurate projections
• Payment history, notes, and progress per debt

STAY MOTIVATED
• Progress milestones and celebrations as balances drop
• Payment-due reminders so you never miss a date
• Clear dashboard: total balance, progress, and next steps at a glance

PRIVATE BY DESIGN
• You enter your numbers — no bank connections, no credit-report pulls
• Your data is encrypted in transit and at rest
• Optional two-factor authentication and Face ID / fingerprint app lock
• No ads. Your data is never sold.
• Delete your account and all data anytime, in the app or on the web

Sign in with email, Google, or Apple and your plan syncs securely across
devices.

Note: Debt Free Me is a planning tool, not a lender, bank, or financial
advisor. Payoff projections are estimates based on the balances, APRs, and
payments you enter; actual creditor billing may differ.

Support: https://www.debtfree-me.com/support
Privacy: https://www.debtfree-me.com/privacy

What’s new

What's new in 1.0.1

• Payoff strategies now compare properly. Snowball, avalanche, and balanced each show their own timeline and total interest.
• "Best of Both Worlds" now clears your smallest debt first, then targets your highest rate.
• Loan details show the monthly payment your plan actually uses.
• Switching strategy updates your payoff order right away.
• Faster, steadier, and a few rough edges smoothed out.