Debt Notary: IOU Debt Tracker

Debt Notary

Contains adsIn-app purchases

About this app

Forget No More, Relationships More.

Debt Notary is your personal IOU app and debt tracker that keeps money relationships clear and stress-free. Whether you lend money to friends, borrow from family, split group expenses, or need a reliable loan manager — this debt manager has you covered with shared data sync, payment reminders, and transparent records for every debt.

Stop chasing people for money or forgetting who you owe. This IOU tracker eliminates confusion with real-time data sync, so both sides always see the same balance. Turn awkward money conversations into simple, trusted transactions.

Why Debt Notary?

• Real-Time Sync: Every debt and payment is visible to both parties instantly. No more "I thought you paid" moments.
• Smart Payment Reminders: Auto pay back reminders before due dates keep money flowing without the awkwardness.
• Trust Score: Know who's reliable with a credit rating built on repayment history — your personal lending compass.
• Multi-Currency Support: Track in USD, EUR, IDR, JPY, and more — perfect for international friends, travel, and cross-border debt records.

Key Features

• √ IOU Tracker & Debt Manager: Record who owes you, what you owe, and every payment in one clean debt ledger.
• √ Bill Split & Shared Expenses: Split group costs equally or by share. Manage shared expenses with roommates, trips, and partners.
• √ Debt Payment Tracker: Log partial payments, track balances, and see what's still pending — a complete repayment tracker.
• √ Reminders & Due Dates: Set debt payment reminders so nothing falls through the cracks.
• √ Sync & Share Debt Notes: Connect with contacts for shared debt notes. Both sides see the exact same record in real time.
• √ Lend & Borrow Made Simple: Track who owes you and who you owe — the ultimate money buddy for your financial relationships.

Go Pro for Full Control

• No Ads – Focus on your money tracking without distractions.
• Shared Debt Notes – Sync data instantly with your contacts to build trust.
• Multiple Attachments – Add photos of receipts, payment proof, and important documents.
• Payment Proofs – Save and verify proof for every settlement.
• Partial Payments – Manage installments and track repayment progress flexibly.
• Full History – Access a complete ledger history for every contact.

Debt Notary is more than a debt tracker — it's how you preserve trust, stay organized, and eliminate awkward money conversations. Your IOU ledger that earns its name.

Download Debt Notary today — the IOU app, loan manager, and debt manager you can trust!

What’s new

Smoother than ever! 🧼
- Shared debt notes now update in real-time
- Smarter reminders (we nag politely so you don't have to)
- Squashed a few bugs
- Debt Notary now speaks your language