Debt Note is a quiet, simple ledger for personal debts: money you lent to friends and family, and money you owe.
Write it down once, and always know where things stand.
• See who owes you and whom you owe, with one clear net balance
• Record partial payments and watch the remaining amount go down
• Add due dates and get gentle reminders before and when they are due
• Spot overdue notes at a glance
• Keep everyone in one place, with their full history
• Choose from 150+ currencies
• Lock the app with a PIN or your fingerprint
• Export your records to a CSV file whenever you like
Private by design
Debt Note works fully offline. Your records stay on your phone unless you choose to sign in with Google. There are no ads, no analytics and no tracking.
Optional backup and sync
Sign in with Google to back up your ledger and keep it in sync across your phones. You can delete your cloud account and data at any time from Settings.
Debt Note is a personal record-keeping tool. It does not lend money, process payments or give financial advice.
Track money you lend and borrow. Private, offline, with reminders and sync.