Debt Ruthless

Content rating
Teen
10+
Downloads
Content rating
Teen
Diverse Content: Discretion Advised
Users Interact
Learn more
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About this app

Debt Ruthless is the group expense tracker that doesn't sugarcoat. Whether you're splitting a Berlin trip, sharing a London flat, or running a birthday party — log every expense, see who owes whom, and settle up cleanly.

WHO IT'S FOR
Roommates, travel groups, families, party hosts, friends lending money. Anyone who's tired of chasing money or guessing what they're owed.

WHAT YOU CAN DO
• Create groups by type — Trip, Apartment, Party, Loan, Family — each with its own colour and category
• Add expenses with custom splits: equal, percentage, or fixed amounts per person
• Track loans separately with deadlines and partial repayments
• Multi-currency — log expenses in EUR, GBP, USD, PLN and more
• Settle debts via Venmo, Zelle, bank transfer, or any method you use — record settlements outside the app
• Group chat for coordinating who's paying for what
• Activity feed shows every change across your groups

PRIVACY-FIRST
Self-hosted backend in the EU. We don't sell your data. Receipt photos and avatars stored only as long as you keep them. GDPR-compliant by design.

NOT A PAYMENT APP
Debt Ruthless tracks balances and helps you coordinate. Actual payments happen outside the app — through your bank, Venmo, Zelle, or however you prefer.

NO MERCY. ONLY FACTS.
Money likes clear situations. So does this app.
Group expenses tracker. Split bills, settle debts, no awkward chasing.
Updated on
Sep 15, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Photos and videos, Files and docs and 2 others
  • This app may collect these data types
    Personal info, Financial info, and Photos and videos
  • Data is encrypted in transit
  • You can request that data be deleted
Content rating
Teen
Diverse Content: Discretion Advised
Users Interact
Learn more

App support

About the developer
MARCIN MIAZGA
kontakt@oddajhajs.pl
Poland