Rupeeline is a digital credit limit management application designed to help users access and manage flexible credit for everyday financial needs. The app provides a simple and transparent way to apply for, monitor, and use a revolving credit limit directly from your mobile device.
With Rupeeline, users can access a credit limit that can be used for various personal financial situations, such as managing daily expenses, handling temporary cash flow needs, or covering short-term spending. The revolving structure allows users to withdraw funds and repay them based on their financial plans without the need for repeated applications.
Rupeeline focuses on providing a clear, transparent, and convenient credit usage experience while allowing users to better manage their personal finances.
Key Features:
Flexible Revolving Credit Limit
Rupeeline provides a revolving credit limit that allows users to withdraw funds when needed and repay according to their selected usage period. After repayment, the available credit limit can be used again.
Transparent Cost Information
All applicable fees, usage costs, and rules are clearly displayed before each transaction. Users can review the cost details before confirming any credit usage.
Simple and User-Friendly Interface
The application is designed with a clear and intuitive interface that allows users to easily check their available credit, view transaction records, and manage repayments.
Data Security Protection
Rupeeline uses industry-standard encryption technologies and security mechanisms to protect user information and financial data. Personal data is handled according to applicable privacy standards.
Credit Information:
Credit Amount Range
Minimum credit usage amount: INR 1,000
Maximum credit usage amount: INR 2,00,000
Credit Tenure
Users can select a usage period based on their needs, with a maximum term of 180 days.
Daily Usage Cost
A usage cost of 0.065% per day will be charged during the credit usage period.
Maximum Annual Percentage Rate (APR)
The maximum Annual Percentage Rate (APR) is 23.73%.
Service Fee
A service fee may apply depending on the transaction and payment processing costs.
Early Repayment
If the credit is repaid earlier than the selected usage period, the usage cost will be calculated based on the actual number of days the credit was used.
Example Cost Calculation:
If a user withdraws INR 20,000 and uses the credit for 180 days, the estimated cost will be calculated as follows:
Withdrawal Amount: INR 20,000
Daily Usage Rate: 0.065%
Daily Usage Cost:
20,000 × 0.065% = INR 13
Total Usage Cost:
20,000 × 0.065% × 180 days = INR 2,340
Total Repayment Amount:
20,000 + 2,340 = INR 22,340
The actual cost may vary depending on the user’s credit usage and repayment behavior.
Important Information:
Rupeeline is designed to provide users with flexible credit management tools.
The app does not guarantee loan approval, and credit limits are subject to eligibility evaluation.
Users are encouraged to carefully review all cost information before confirming any credit usage.
Support:
If you have questions, feedback, or need assistance while using Rupeeline, please contact our support team.
Official Website: https://rupeeline.com
Customer Support Email: support@rupeeline.com
Support Hours: Monday – Saturday 09:00 – 18:00