Peach - Less Debt, More Credit

22 reviews
Content rating
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

Peach connects to all of your outstanding loans so you can see and understand all of your debt on a single screen. The Round-Ups feature helps you payoff your debt faster by rounding up your transactions to the nearest dollar and applying it to repaying your loans. You can also make one-time payments or set up a recurring payment schedule through the app.


Check your credit score and get updates every time it changes. Once you connect your financial accounts, Peach shows your credit utilization in real-time and notifies you when it approaches a threshold that may hurt your credit score. The app gives users AI-driven advice on how they can improve their credit score quickly and efficiently. Users also get access to a team of financial experts to whom they can submit any finance or credit-related questions they may have.

We don’t just help you get out of debt, we help you stay out of debt too. The debt-free calculator shows you how small change in your monthly payment plan can save you money and get you out of debt sooner. Use Peach for spend tracking to see where every dollar goes. Set your budget, create personalized spend categories, and use our adaptive smart rules to review your transactions in seconds. By having a completely customized view of your finances, you can manage how you spend, save, and borrow money.
Updated on
Jan 26, 2023

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
App activity and App info and performance
This app may collect these data types
Personal info, Financial info and 4 others
Data is encrypted in transit
You can request that data be deleted
22 reviews
Hunter Peck
January 12, 2023
I like the concept but... it needs to be more beneficial. Meaning it needs to keep up with almost real time data. You connect your bank account but it takes days to connect to see your transactions within the app. It also needs to be built more so you can do it by checks. Not strictly monthly. It somehow has also assumed I make way more than I do and there is no way to change it.
2 people found this review helpful
Did you find this helpful?
Kathryn Reed
January 28, 2023
App seems well thought out. It crashes every time you try to view the debt calculator.
Did you find this helpful?
Puneet Thiara
November 10, 2022
Super easy login process to quickly get info on your full financial picture. Love the interface and that my credit score updates in real-time. As someone with a lot of debt, it's really helpful to be able to pay all of my loans from a single app.
1 person found this review helpful
Did you find this helpful?
Habitual Money, Inc.
November 29, 2022
Thanks, Puneet!

What's new

Bug fixes and stability