Peach - Less Debt, More Credit

Habitual Money, Inc.

About this app

MANAGE AND PAYOFF YOUR DEBT
Peach connects to all of your outstanding loans so you can see and understand all of your debt on a single screen. The Round-Ups feature helps you payoff your debt faster by rounding up your transactions to the nearest dollar and applying it to repaying your loans. You can also make one-time payments or set up a recurring payment schedule through the app.

MONITOR YOUR CREDIT SCORE

Check your credit score and get updates every time it changes. Once you connect your financial accounts, Peach shows your credit utilization in real-time and notifies you when it approaches a threshold that may hurt your credit score. The app gives users AI-driven advice on how they can improve their credit score quickly and efficiently. Users also get access to a team of financial experts to whom they can submit any finance or credit-related questions they may have.

PERSONAL FINANCE TOOL
We don’t just help you get out of debt, we help you stay out of debt too. The debt-free calculator shows you how small change in your monthly payment plan can save you money and get you out of debt sooner. Use Peach for spend tracking to see where every dollar goes. Set your budget, create personalized spend categories, and use our adaptive smart rules to review your transactions in seconds. By having a completely customized view of your finances, you can manage how you spend, save, and borrow money.

Ratings and reviews

I like the concept but... it needs to be more beneficial. Meaning it needs to keep up with almost real time data. You connect your bank account but it takes days to connect to see your transactions within the app. It also needs to be built more so you can do it by checks. Not strictly monthly. It somehow has also assumed I make way more than I do and there is no way to change it.

App seems well thought out. It crashes every time you try to view the debt calculator.

Super easy login process to quickly get info on your full financial picture. Love the interface and that my credit score updates in real-time. As someone with a lot of debt, it's really helpful to be able to pay all of my loans from a single app.

What's new

Bug fixes and stability