Desert Financial Mobile

4.0
9.57K reviews
100K+
Downloads
Content rating
Everyone
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About this app

Stay connected to your finances 24/7 with our brand new app.

New features include:
• Account Dashboard
• Pay Anyone
• Enhanced Bill Pay Experience
• Budget Goals
• Balance Peek
• Secure Messaging
• Register via mobile app

Additional standard features include:
• Quick Access Login (Touch ID or PIN)
• Improved mobile deposit experience
• Transfer funds
• Expanded Account Alerts
• Improved Branch and ATM Finder

Getting started is easy! Simply sign in with your existing Online Banking username/password or new members can tap the "Sign up now" link.
Updated on
Feb 23, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Financial info and Contacts
This app may collect these data types
Personal info, Financial info and 3 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.0
9.42K reviews
Johnny Goette
February 26, 2026
the app generally functions and that's about the best I can say for it. the account alerts simply don't happen. I've signed up for alerts to tell me when my balance gets under a certain threshold, I've also turned on alerts to tell me every time a transaction goes through. I rarely if ever get any of these alerts, or I will get 10 of them in a row when I log into the app. on top of that it asks me to verify my device every few days even though it's the same device on the same network.
2 people found this review helpful
Did you find this helpful?
Desert Financial Credit Union
March 5, 2026
We’re sorry for the frustration. App alerts and device verification should work consistently, and we understand how annoying it is when they don’t. We appreciate you calling this out so we can improve the experience.
Jewelz Rivera
January 22, 2026
The app used to work great, but for a while now it hasn't. Especially now, it's become so troublesome. I have 1 device I use to check 2 accounts. I've saved my device many times but it keeps telling me to save the device when I try to log in. Then when I type in the same name I've used before, it tells me that that device is saved. But it keeps putting me through the code process nearly every time I log in. I check both accounts daily. It has never been this bad before. The app is up to date.
Did you find this helpful?
Desert Financial Credit Union
January 28, 2026
Thank you for sharing your experience! We're sorry you're having so much trouble with the app. If you're willing, please give us a call at (602) 433-7000 and we can troubleshoot together!
The Impressionist
January 7, 2026
I love this bank so far, and I love all the features it provides. The issue I'm having is that for some reason, the Zelle portion of the app is a huge pain to deal with. I open the Zelle tab and select 'Send' only to see an endless loading screen. I've had to tell people to send me a request to fulfill just to send them money because it almost never allows me to select a recipient from my end due to an infinite loading screen. If this isn't an app-wide issue, why is it happening to me?
Did you find this helpful?
Desert Financial Credit Union
January 28, 2026
Thank you for the feedback! We're sorry to hear that you're having issues with Zelle. Have you tried uninstalling the app and reinstalling it? If you have and you're still experiencing issues, please give us a call at (602) 433-7000 so we can troubleshoot together.

What’s new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.