FinLedger – Personal Finance

Content rating
Everyone
100+
Downloads
Content rating
Everyone
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About this app

FinLedger is a powerful personal finance manager designed to help you understand, organize, and control your money — all from one place.

Track your daily transactions, manage accounts, monitor credit cards, keep an eye on investments, and understand where your money goes.

KEY FEATURES

• Expense & Transaction Tracking
Record and categorize your income and expenses to keep your finances organized.

• Multiple Accounts
Manage your bank accounts, cash, UPI, and other financial accounts in one place.

• Credit Card Management
Track credit card transactions, spending, balances, and payment information.

• Investment Tracking
Keep track of your investments and monitor your overall financial position.

• Smart SMS Transaction Detection
Optionally detect supported bank and transaction SMS messages to help create transactions automatically. SMS access is only used when you grant the required permission.

• Secure App Protection
Protect your financial information with app password/PIN protection and optional biometric authentication where supported by your device.

• Encrypted Google Drive Backup
Back up your FinLedger data to your Google Drive when you choose to enable cloud backup. Your backup is encrypted before it is uploaded.

• Local-First Design
Your financial information is primarily stored on your device. FinLedger does not require you to upload your financial records to a FinLedger-owned server.

YOUR DATA, YOUR CONTROL

FinLedger is designed with privacy and control in mind.

Google Drive backup is optional.
SMS transaction detection is optional.
You decide which features you want to use.

FinLedger does not sell your personal financial information or use it for advertising.

IMPORTANT

FinLedger is a personal finance management tool and does not provide financial, investment, tax, banking, or legal advice.

For more information about how FinLedger handles your information, please review our Privacy Policy.

Privacy Policy:
https://patildevanshu.github.io/finledger-policies/
Daily expense tracker, budget & personal finance manager.
Updated on
Oct 13, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • This app may share these data types with third parties
    Financial info
  • This app may collect these data types
    Personal info, Financial info, and Messages
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

What's new in FinLedger v2.1.1:
• Enhanced On-Device SMS AI: Improved offline detection for Indian bank & UPI transactions (HDFC, SBI, ICICI, Axis & more).
• Smarter Account Auto-Selection: Seamlessly links transactions to your configured accounts with 1-tap review.
• Mask & Suffix Resilience: Reliable recognition across masked account formats (*1234, ...1234, ending in).
• 100% Offline & Private: Zero data leaves your device.
• Performance & stability improvements.