WealthPilot USA is a clean, ad-supported personal-finance toolbox built for the US and other English-speaking markets — five focused utilities under one emerald-and-gold roof, with nothing to sign up for and your data on-device.
- EXPENSE TRACKER: log spending in 10 categories with optional notes; a recent feed and one-tap delete keep your ledger tidy.
- BUDGET PLANNER: set a monthly cap per category and watch a colour-coded progress bar — green while you're on track, red the moment you go over.
- INVESTMENT TRACKER: log stocks, ETFs, mutual funds and crypto manually; the app computes cost basis, market value, gain / loss and percent return per holding and across the whole portfolio.
- CREDIT SCORE HELPER: a transparent educational estimator modeled after the five published FICO factor weights — utilisation, on-time payments, account age, mix and inquiries — plus an Improvement Forecast that shows how many points each fix could earn you.
- LOAN CALCULATOR: mortgage / auto / personal / student amortisation with monthly payment, total interest, total cost and a "with extra payments" panel showing months saved and interest saved.
Supports USD by default plus GBP, EUR, AUD, CAD, NZD, CHF, NOK, DKK and SEK. Everything you enter is stored on your device only — no accounts, no upload, no bank or brokerage login. Internet is used only for ads and the consent form.
WealthPilot USA is not a bank, brokerage, lender, credit bureau or financial advisor; figures are educational and illustrative. For decisions involving real money, please consult a licensed professional.
Expenses, budgets, investments, credit & loans — your money, simplified.