주식 매도 입금일 계산기 셀바이데이 - 출금일 맞추기

Devs.Jun

About this app

■ When is the money deposited after selling stocks? — We count those days for you.

For overseas stocks, it takes T+1 settlement and currency exchange after selling, whereas for domestic stocks, it takes T+2. It takes that long for your funds to become available for withdrawal, and if holidays like Chuseok or Seollal fall through, it gets delayed by several more days. While the withdrawal date for credit card bills and loan interest is fixed, it is difficult to count by hand whether the money will actually be in your account by that day. If you are even one day late, you miss that month's withdrawal date.

SellBuyDay calculates in both directions.

· If you enter the selling date → The date funds become available for withdrawal, and the date the Korean Won is deposited into your account.

· If you enter the withdrawal date → The last selling date and the closing time of that day.

■ There are days when the "usually 2 business days" are off.

This is because there is not just one calendar. Bank business days, the opening days of the Korea Exchange (KRX), and the opening days of the U.S. stock market (NYSE) are all different. Even if you have sold overseas stocks, currency exchange is not possible if Korea is on a holiday, and on December 31st, the stock exchange is closed even if banks are open. There are also days off that are unique to the U.S., such as Thanksgiving.

Sell Buy Day checks three calendars separately. In months with holidays, the schedule is delayed by up to three or four days compared to standard calculations, and those few days determine whether you meet the withdrawal deadline or miss it.

■ Compare the three paths side by side

· Selling — The last sale date and closing time. Even what and how many shares to sell

· Transferring — Which account to transfer how much and by when

· Borrowing — The last application date for the loan you have noted

Since all three lines for the same withdrawal date are displayed together, you only need to adhere to the earliest one.

■ Use it even without stocks

If you simply record withdrawal dates—such as loan interest or credit card bills—and your account balances, it will tell you which accounts are short and when you need to replenish them. Stocks are merely one of the means of financing.

■ It performs the following functions:

· If you enter a sale date, it displays the withdrawal date for domestic and overseas stocks and the KRW deposit date.

· If you enter a withdrawal date, it displays the sale deadline and time.

· It reflects T+2 for domestic stocks, T+1 for overseas stocks (US stocks), and the currency exchange processing time.

· It calculates bank, exchange, and US stock market holidays and long weekends separately.

· It reviews balances by account and organizes where funds are lacking and where to transfer them.

· It calculates how much you are currently short on funds and how many shares of what you need to sell.

· Records of buying and selling are reflected in the account balance — purchase proceeds are counted as outgoing funds.

· It sends notifications starting three days before the sale deadline and one day before the transfer deadline (you can set the desired time).

· It does not send sale warning notifications on weekends or public holidays when selling is not possible.

· It displays the current price and rate of change of your holdings, along with KOSPI, KOSDAQ, Dow, NASDAQ, and exchange rates.

■ You can customize the calculation criteria yourself. Yes

Payment and currency exchange schedules vary depending on the brokerage firm and account type. The default values ​​are based on actual exchange history from a specific brokerage firm, and you can adjust the exchange processing time and sale closing time to suit your account in the settings tab. For loans, if you manually enter "how many days it takes after application," the final application date is counted based on that number.

■ You can try it out without logging in

You can calculate on the web first without installation.

· When is the money deposited after selling stocks? · Withdrawal date for cash balance — sellby.devs-jun.com/payout

· When should I sell before the withdrawal date — sellby.devs-jun.com/calc

If you start as a guest, your data is saved only on this device. You can create up to 5 expense items, 2 withdrawal accounts, and 1 monthly sheet, and you can export and reload backup files. Since notifications are calculated and sent by the server, a login is required only for that function.

■ Free Trial and Subscription

While the date your credit card bill is due is fixed, it is difficult to count by hand when you need to make the move to secure the funds by that day, as the holidays for banks, exchanges, and the US stock market vary. Even a single day's delay means you cannot meet the withdrawal date for that month. SellBuyDay counts those last days and times for you.

You can use all features for free for 30 days from the date of sign-up. You do not need to enter your card information in advance. To continue using the app after the trial ends, you will need one of the subscriptions below.

· 2,500 KRW per month

· 25,000 KRW per year

Features included with a subscription — New entries and edits, sell closing notifications, calculation of shortfalls and sell quantities

Features available without a subscription — View past records, export as a backup file

Recurring payments are automatically renewed unless you cancel before the period ends. You can cancel at any time via Play Store → Recurring Payments, and even if you cancel, you can continue using the app for the remaining period. Payments are processed by Google Play, and card or account information is not stored.

■ Important Notes

· Calculation results are for reference only and do not constitute investment solicitation or financial advice.

· We do not introduce, compare, or broker loan products. We do not check interest rates or limits, nor do we direct you to an application screen. We only count the days based on the timeframe you have entered.

· We are not linked with brokerage firms or banks. We do not require login information or account verification methods, nor do we check or transfer funds on your behalf.

· The sell priority suggestion does not judge the value or outlook of a stock. What and how much to sell is entirely at your own discretion and responsibility.

· Please confirm the actual settlement and currency exchange timing with your brokerage firm.

· We use only Google login and do not collect email addresses, names, or profiles.

· Available to users aged 14 and older.

What’s new

출금일은 정해져 있는데, 주식을 팔면 돈이 며칠 뒤에 들어옵니다. 그 며칠을 대신 셉니다.

• 카드값·대출이자·월세처럼 날짜가 정해진 출금을 적으면, 마지막으로 팔 수 있는 날과 시각을 알려줍니다.
• 국내 T+2, 미국 T+1+환전을 은행·거래소·미국증시 달력으로 각각 계산합니다.
• 팔지 않고 통장에서 옮기거나 빌려서 막는 길도 함께 비교합니다.
• 마감 사흘 전부터 알림으로 알려드립니다.

계산 결과는 참고용이며 투자 권유가 아닙니다. 증권사·은행에 연결하지 않고, 적어주신 내용으로만 계산합니다.