Deseret 1st CU Mobile Banking

Deseret First Credit Union

About this app

DFCU Mobile Banking by Deseret First Credit Union allows convenient access 24/7 on your mobile device to:

• Check account balances

• Transfer funds between accounts

• Make loan payments

• Deposit checks

You must be a registered user of online banking to use this app. After registering and downloading the app, you will use the same username, password and security questions as online banking to access your accounts.

Federally Insured by NCUA.

Ratings and reviews

As time goes on, this app gets better. Mobile Deposits are generally simple, too. I do have a couple of suggestions: For BOTH mobile AND desktop, I need an option to CHANGE the SECURITY KEY and SECURITY KEY PHRASE . . . I spelled something wrong and it's been driving me CRAZY!!! Gotta love my OCD! Also, occasionally the IN-APP CAMERA doesn't focus well. I'd like you to PLEASE ADD the OPTION to UPLOAD MY OWN PHOTO from my own camera 📷 Thanks 😄

It is very convinient to be able to check my accts, do transfers, payments, and get information when I need it on the go or at home. For example, today I got a bill saying I was over due on a bill I had paid almost a month ago. I just used the app and saw the check had already come back endorsed and it was posted 10 days before the bill's statement date. I could quickly see the front and back of the check. No waiting for a bank statement to come or to ask for a copy of the check.

Mobile Deposit is not great. The auto capture for the back image is distorted and doesn't work. I had to try multiple times before finally getting a "capture manually" option which worked. Also they require very specific endorsement verbiage which wasn't clearly communicated in the process. It's mentioned in a screen that most users likely are going to skip over.

What's new

Our new experience provides easier access to the features you use most while on the go. This new version includes updates to the accounts, mobile deposit and navigation experience.