Friends forget. DebtPayoff Pro doesn't. ๐ธ
DebtPayoff Pro is the fun, simple debt tracker for money your friends owe you โ and money you owe them. Log every IOU, split bills instantly, and let AI write the perfect reminder message, so you get paid back without a single awkward conversation.
TRACK EVERY DEBT, BOTH WAYS
- "They Owe Me" and "I Owe Them" โ both sides in one clean dashboard
- Add a debt in seconds: name, amount, reason, due date, and notes
- Fun avatars for every debt โ pizza money, cab fare, gift money ๐๐๐
- Search debts by name or reason
- Pending and Settled filters with overdue highlighting
AI REMINDER WRITER ๐ค
- AI writes the reminder message for you
- Pick your tone: Mild, Medium, or Spicy ๐ถ๏ธ
- Send straight to WhatsApp with one tap
- Regenerate until the message is just right
SPLIT BILLS IN SECONDS
- Split trips, dinners, movies, and group expenses equally
- See each person's share instantly
- Turn any split into tracked debts with one tap
- AI Take: a witty summary of every split
RECORD PAYMENTS & SETTLE UP
- Log partial payments with full payment history
- See remaining balance and total paid for every person
- Settle All with one tap when you're square
- Export any debt as a shareable image card
STATS THAT MAKE MONEY FUN ๐
- Financial Insights: owed to me, I owe, net balance, all-time settled
- Debt Recovery Rate โ how good are you at getting paid back?
- Monthly lending trend chart
- Debt Leaderboard ๐ โ who owes you the most?
- Most Trusted friend and Worst Offender badges
- AI Financial Take โ witty insights into your lending habits
SMART NOTIFICATIONS
- Daily reminders for overdue debts
- Weekly debt summary
- Payment alerts when a debt is nearly settled
YOUR DATA, SAFE & PORTABLE
- Cloud backup and sync with Google Sign-In
- Export all debts to CSV
- Multi-currency: $, โฌ, ยฃ, โน, ยฅ, โฉ โ perfect for friends worldwide
- Multiple languages, plus Light and Dark themes
PERFECT FOR
- Friends who always "forget" to pay you back
- Roommates splitting rent, groceries, and utilities
- College students tracking trip and food money
- Couples and coworkers managing shared expenses
- Anyone who lends money and wants it back โ nicely
Stop being the friend who never gets paid back. Download DebtPayoff Pro and get your money back โ with a smile. ๐
DebtPayoff Pro is a personal record-keeping tool for informal IOUs between friends. It does not provide loans, credit, payments, or money transfers, and never connects to your bank account.
Track money friends owe you, split bills & send funny AI reminders on WhatsApp.