Nami

Dhanavel R

About this app

Take full control of your money with Nami, the all-in-one expense tracker and personal finance app that makes managing spending, budgeting, and splitting bills effortless. Whether you're tracking daily expenses, planning a monthly budget, or settling group costs on a trip, Nami keeps everything organized in one simple, powerful app.

✍️ Effortless Expense Tracking
• Add expenses and income in seconds with categories, payment types (UPI, Cash, Card, Bank, Wallet) and notes
• 🎤 Voice entry – just say "spent 500 on coffee" and Nami logs it for you
• 📩 Automatic SMS expense capture – Nami reads your bank SMS and turns them into expenses (Android)
• 📄 Import bank statements (CSV/Excel) for instant bulk tracking
• 🤖 Smart auto-categorization that learns from your spending
• Save reusable templates for your most frequent expenses

📊 Budgets & Money Insights
• Set monthly, quarterly, or yearly budgets by category
• Real-time budget progress bars with smart alerts at 50%, 90% and 100%
• Beautiful charts: category breakdown, spending trends, and budget vs actual
• Lifetime and month-by-month analytics to see exactly where your money goes
• Compare spending across periods to track your progress

👥 Group Expenses & Trip Splitting
• Create trips and split bills equally, by percentage, or by custom amounts
• Automatic "who owes whom" settlement calculations
• 🧾 Scan receipts to auto-detect items and amounts
• Track group expenses in multiple currencies
• Perfect for friends, roommates, and travel groups

🏠 Family & Shared Finances
• Create a family group with shared budgets and bills
• Set savings goals and track contributions together
• Manage recurring household bills with due dates
• Family financial health score and shared insights

🔐 Private & Secure
• Lock the app with a PIN, Fingerprint, or Face Unlock
• Encrypted data and secure session management
• Sign in with Email or Google
• Full control to delete your account and data anytime

🧮 Smart Financial Tools
• SIP, EMI, Emergency Fund & Home Affordability calculators
• Budget planner to allocate income across categories
• Financial planning guides for budgeting, saving, and investing

🌍 Multi-Currency & More
• Track in INR, USD, EUR and more with Indian number formatting (Lakh/Crore)
• 🌙 Light & Dark mode
• Custom categories with colors
• Helpful walkthroughs for new users

🚀 Why choose Nami?
Nami is built to be fast, simple, and genuinely useful — no complicated setup. Just start tracking and managing your money instantly. From solo budgeting to splitting bills with friends and managing family finances, Nami is your complete money manager.

💬 We're constantly adding new features — your feedback helps us improve. Download Nami today and start spending smarter!

What’s new

Stability Improvements