Nami

Dhanavel R

About this app

Take full control of your money with Nami, the all-in-one expense tracker and personal finance app that makes managing spending, budgeting, and splitting bills effortless. Track daily expenses, plan a monthly budget, or settle group costs on a trip — all in one simple, powerful app.

Features marked ✨ are part of Nami Plus or Pro. Everything else is free, forever.

✍️ Effortless Expense Tracking
• Add expenses and income in seconds with categories, payment types (UPI, Cash, Card, Bank, Wallet) and notes
• 🎤 Voice entry — just say "spent 500 on coffee" and Nami logs it
• 📄 Import bank statements (CSV/Excel/PDF) for bulk tracking
• 🤖 Smart auto-categorisation that learns from your spending
• Save reusable templates for frequent expenses
• ✨ Automatic SMS expense capture — Nami reads your bank SMS and turns them into expenses (Android)

🌍 Spend Anywhere, Tracked in Your Currency
• Choose your home currency when you sign up, or change it any time
• Spending abroad? Enter the amount in any supported currency and Nami converts it at that day's rate
• Your receipt keeps what you actually paid, so nothing is guesswork
• Budgets, analytics and trips all read in your currency — with Indian formatting (Lakh/Crore) when you use INR

📊 Budgets & Money Insights
• Set monthly, quarterly or yearly budgets by category
• Real-time progress bars with alerts at 50%, 90% and 100%
• Charts for category breakdown, spending trends, and budget vs actual
• ✨ Lifetime and month-by-month analytics, and period-over-period comparison
• ✨ Smart insights — spot unusual spending and recurring bills you'd forgotten

👥 Group Expenses & Trip Splitting
• Create trips and split bills equally, by percentage, or by custom amounts
• Automatic "who owes whom" settlement calculations
• 🧾 Scan receipts to auto-detect items and amounts
• Give each trip its own currency — everyone sees the same shared total
• Perfect for friends, roommates and travel groups

🏠 Family & Shared Finances ✨
• Create a family group with shared budgets and bills
• Set savings goals and track contributions together
• Manage recurring household bills with due dates
• Family financial health score and shared insights

🔐 Private & Secure
• Lock the app with a PIN, Fingerprint or Face Unlock
• Encrypted data and secure session management
• Sign in with Email or Google
• Delete your account and data any time

🧮 Smart Financial Tools
• SIP, EMI, Debt Payoff, Emergency Fund & Home Affordability calculators
• Budget planner to allocate income across categories
• Financial planning guides for budgeting, saving and investing

💎 Free, Plus & Pro
• Free — 3 budgets, 3 templates, 3 trips, 2 goals, plus voice and scan credits each month
• Plus — unlimited budgets, templates and goals, automatic SMS capture, smart insights, advanced analytics and exports
• Pro — everything in Plus, unlimited trips and imports, family sharing and priority support
Pay in your own currency. Upgrade or cancel any time — access runs to the end of the period you paid for.

🌙 Also inside
• Light and dark mode
• Custom categories with colours
• Available in English, Hindi, Tamil, Telugu, Kannada, Malayalam, Marathi, Gujarati, Bengali and Odia
• Helpful walkthroughs for new users

🚀 Why choose Nami?
Nami is fast, simple and genuinely useful — no complicated setup. Start tracking instantly. From solo budgeting to splitting bills with friends and managing family finances, Nami is your complete money manager.

💬 We're constantly adding features — your feedback helps us improve. Download Nami today and start spending smarter!

What’s new

NAMI now works in your currency.

• Pick your home currency at sign-up or in Settings
• Spending abroad? Enter any currency — we convert it and keep what you actually paid
• Budgets, insights and trips all in your currency

NAMI Plus and Pro are here too:
• Unlimited budgets, goals and templates
• Smart insights: unusual spending and forgotten subscriptions
• Family sharing on Pro

Start free. Upgrade or cancel any time.