Direct Credit

Direct Credit

About this app

Direct Credit is a digital lending platform operated by YSS Direct Credit Pvt. Ltd., helping customers discover and apply for Personal Loans from RBI-registered Banks and NBFCs across India.

Salaried individuals can check eligibility, compare loan offers, complete digital documentation, and track loan applications through a secure, transparent, and paperless process.

Direct Credit is not a lender and does not directly provide loans. All loans are offered and approved by RBI-registered Banks and NBFC partners subject to their respective eligibility criteria and internal policies.

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🏦 Authorized Lending Partners

Personal Loans available through the Direct Credit app are facilitated by MEET FINANCE PVT. LTD., an RBI-registered NBFC.

Website: https://www.meetfinance.in
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📌 What You Can Do on the Direct Credit App

✔️ Apply for Personal Loans digitally
✔️ Check loan eligibility within minutes
✔️ Compare loan offers from multiple Banks & NBFCs
✔️ Upload documents securely through eKYC & digital verification
✔️ Track your loan application status in real-time
✔️ Experience faster loan processing
✔️ Receive assistance throughout the application journey

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⭐ Why Choose Direct Credit

• Multi-lender platform for better loan options
• Secure and paperless application journey
• PAN & Aadhaar-based pre-filled application flow
• Transparent process with no hidden charges
• Personalized lender matching
• Dedicated customer support
• Industry-standard security and data protection practices

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💰 Loan Details

• Loan Amount Range: ₹100000 - ₹20000000
• Minimum Repayment Tenure: 12 Months
• Maximum Repayment Tenure: 84 Months
• Maximum Annual Percentage Rate (APR): 36%

Note: Full loan repayment period is greater than 90 days.

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📊 Representative Loan Example

• Loan Amount: INR 2,00,000
• Annual Interest Rate: 18%
• Loan Tenure: 12 Months
• Monthly EMI: Approx. INR 18,335
• Total Repayment Amount: Approx. INR 2,20,020
• Total Interest Payable: Approx. INR 20,020
• Processing Fees: 1.5% to 4%

Note: Actual loan terms, interest rates, processing fees, repayment schedules, and approval timelines may vary depending on the lender’s policies and applicant eligibility.

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👤 Who Can Apply

✔️ Salaried professionals
✔️ First-time borrowers
✔️ Customers looking to improve their credit profile

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🔒 Data Security & Compliance

We follow strong data security and privacy practices to protect customer information. Customer data is shared only with authorized lending partners and service providers strictly for loan processing and verification purposes.

Direct Credit does not access user contacts, call logs, or SMS data for lending decisions or marketing purposes.

By using the Direct Credit app, users agree to the Privacy Policy and Terms & Conditions available within the application and on the official website.

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🏢 Company Information

Company Name: YSS Direct Credit Pvt. Ltd.

Registered Office Address:
Vision Business Park, 2nd Floor, Tower A, I.T Square,
Knowledge Park - 3, Greater Noida,
Gautam Buddha Nagar, UP - 201306

Customer Support Email: [e-mail]

Customer Support Number: 9010031003

Official Website: https://directcredit.in/

Privacy Policy: https://directcredit.in/privacy-policy/

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⚠️ Disclaimer

Direct Credit is a digital loan facilitation platform operated by YSS Direct Credit Pvt. Ltd. Direct Credit does not directly provide loans or act as a lender. All loans are facilitated through RBI-registered Banks and NBFCs. Loan approval, disbursal, interest rates, charges, and repayment terms are determined solely by the respective lending partner.

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Download the Direct Credit App today and access a secure and transparent digital Personal Loan experience.