Thicket: Budget & Expanse

Divy

In-app purchases

About this app

Money is a thicket: tangled subscriptions, scattered accounts, currencies,
debts, plans. Thicket cuts a clean path through it — privately, on your device.

No bank logins. No data harvesting. Just a calm, beautiful place to see
where your money actually goes and where it's headed.

Built for people who left Mint and refuse to hand over bank credentials
to the next replacement.

💰 Track every dollar
Log transactions across cash, bank, credit cards, savings, investments,
wallets, prepaid, and loans. AI auto-categorization learns your spending
so you stop tagging "Costco" for the hundredth time.

📊 Plan with confidence
Weekly, monthly, and yearly budgets with rollover. Recurring transactions
schedule themselves. Subscription manager tracks the full lifecycle —
active, paused, canceled — so the gym you quit in March isn't quietly
billing you in November.

🎯 Reach your goals
Savings goals with progress tracking. Debt payoff plans that don't shame you.
Multi-account net-worth view that updates as you live.

🤖 AI that helps, never hovers
Weekly insights that read like a thoughtful friend, not a spreadsheet.
A conversational AI assistant you can ask "did I overspend on takeout
last month?" and get a real answer. All inference happens with your data
staying on your device.

🔒 Your data, your device
Offline-first by design. Your transactions never leave your phone unless
you choose to sync them. No Plaid. No screen-scraping. No selling your
spending habits to a credit-card affiliate.

🌍 Multi-currency built in
Travel, freelance internationally, or split a life between two countries.
Live FX conversion, per-account base currencies, and a clean view of your
true position across them all.

— Pricing —
Free: full tracking, one budget, one goal.
Plus ($3.99/mo): unlimited budgets, goals, AI insights.
Pro ($7.99/mo): conversational AI, advanced reports, priority support.
Lifetime ($99 one-time): every feature, forever.

— Built by one person —
Thicket is made by a solo developer in Canada. No VC, no growth team,
no investor demanding your data become the product. Every feature exists
because someone asked for it. You can email me directly.

— Privacy first —
Data is stored on-device by default. Optional encrypted iCloud / Google
Drive backup. We never see your transactions. We never sell anything.
Full export anytime in CSV and JSON.