Otis: Expense & Budget Tracker

AppRerum

Contains adsIn-app purchases

About this app

Take control of your money with Otis — the smart, offline-first expense tracker, budget planner, and personal finance manager designed to give you clarity on where your money goes and what you can safely spend.

Most expense tracker apps only show past spending when it’s already too late. Otis goes further by calculating your live "Safe to Spend" balance — deducting your monthly fixed commitments and budget allocations from your income so you never accidentally overspend.

Whether you want to build a monthly budget, track daily spending, save for a dream goal, or export printable PDF statements, Otis makes personal finance simple, private, and effortless.

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🌟 WHY CHOOSE OTIS?
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💡 REAL-TIME "SAFE TO SPEND" ENGINE
Stop guessing if you have enough money left for the month. Otis calculates your true disposable balance:
Safe to Spend = Monthly Income − Fixed Costs (Rent, Bills, Utilities) − Budget Allocations
Know exactly what you can spend today without touching essential funds.

📊 SMART BUDGETS & HEALTH INDICATORS
• Set category-specific and overall monthly spending limits.
• Live visual progress bars show real-time budget velocity.
• Dynamic Budget Health ratings (Healthy, Moderate, Warning, Critical) alert you before you exceed your target.

📄 PRINTABLE PDF STATEMENTS & CSV EXPORTS
• Generate styled, professional monthly financial summary reports in PDF format with a single tap.
• Export itemized transaction history to CSV for spreadsheet analysis in Excel or Google Sheets.
• Perfect for monthly reviews, tax preparation, or sharing with an accountant.

☁️ OFFLINE-FIRST WITH INSTANT CLOUD SYNC
• 100% functional offline: Log transactions instantly anywhere, even without an internet connection.
• Multi-device cloud sync: Automatically and securely synchronizes your data across devices when you're online.
• Fast, lightweight local SQLite database ensures zero loading lags.

🔒 HARDWARE-GRADE BIOMETRIC SECURITY
Protect your sensitive financial records from prying eyes. Lock Otis using your device’s fingerprint or facial recognition scanner.

📈 DEEP INSIGHTS & SPENDING TRENDS
• 7-day weekly comparison bar charts to detect spending spikes.
• 30-day spending trends and interactive category breakdowns.
• Instantly identify your largest single expenses and recurring spending habits.

🎯 SAVINGS GOALS & MILESTONES
Set target savings goals for vacations, emergency funds, or big purchases. Track your progress visually as you move closer to financial freedom.

🏷️ SMART CATEGORIES & CUSTOM TAGS
• Personalize your ledger with custom categories, distinctive icons, and color palettes.
• Tag expenses (e.g., #dining, #vacation, #work) for instant search and granular filtering.
• Separate fixed recurring bills from flexible day-to-day spending.

⏰ DAILY LOGGING HABIT REMINDERS
Stay consistent without feeling overwhelmed. Gentle, automated background reminders help you record daily transactions in just 5 seconds.

✨ CLEAN, DISTRACTION-FREE EXPERIENCE
Built on modern Material design with an elegant dark theme. No messy spreadsheet columns, no confusing financial jargon — just clean, focused personal finance management.

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🌱 TAKE CONTROL TODAY
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Build better financial habits, stop living paycheck to paycheck, and know your numbers with confidence.

Download Otis Expense & Budget Tracker today and spend safely!

What’s new

Cloud syncing - Now accessible via otis.apprerum.com too