SmartWallet: Budget & Finance

In-app purchases
Content rating
Everyone
1+
Downloads
Content rating
Everyone
In-App Purchases
Learn more
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image
Screenshot image

About this app

SmartWallet is a smart personal finance app that helps you manage your budget effortlessly.

HOW IT WORKS
1. Log income and expenses with categories — rent, groceries, transport, bills.
2. Set recurring transactions once and let them post themselves each month.
3. Open the reports to see where your money actually goes.
4. Set a savings goal and watch the progress fill in.

📊 REPORTS & ANALYTICS
View monthly income and expenses by category. Discover where your money goes with clear charts. Track your savings rate in real time.

💡 AI FINANCIAL ADVISOR
An AI assistant analyzes your spending and provides personalized saving tips and instant answers to your financial questions.

🎯 SAVINGS GOALS
Set goals for a vacation, a car or a wedding — track your progress live.

⚖️ DEBT & CREDIT TRACKING
Know who owes you and what you owe, with your net position always visible.

📅 BILL CALENDAR
View upcoming bills on a calendar and never miss a payment deadline.

🔄 RECURRING TRANSACTIONS
Automatically track rent, salary and subscriptions.

💱 CURRENCY CONVERTER
Instant conversions with live exchange rates.

🔒 SECURE
Your data travels over an encrypted connection, and the app supports biometric lock.

WHO IT'S FOR
• Anyone who reaches the end of the month wondering where the money went
• People budgeting a salary and trying to save consistently
• Anyone juggling credit cards, rent and subscription renewals
• Friends tired of keeping track of who owes whom in their head
• Freelancers with irregular income who need a clear monthly picture

FREQUENTLY ASKED QUESTIONS
Do I need to connect a bank account? No. You enter transactions yourself — no bank linking required.
Can I use more than one currency? Yes, the converter works with live exchange rates.
Is my data safe? The connection is encrypted and you can lock the app with biometrics.
What is free? Core income and expense tracking is free; Premium unlocks unlimited transactions, the AI advisor and detailed reports.
How do I cancel? One tap in your Google Play account.

WHY BUDGETING WORKS
The first step to spending less is seeing it. SmartWallet answers "how much have I spent this month" on one screen, even mid-month; categories show you what to cut, and goals turn saving from a vague intention into a number that moves.

Free plan | Premium: unlimited transactions, AI advisor, detailed reports. Premium is an auto-renewing subscription you can cancel any time in Google Play.
Track income, expenses, budgets, savings goals, debts and bills — with AI
Updated on
Aug 9, 2026

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
  • No data shared with third parties
    Learn more about how developers declare sharing
  • This app may collect these data types
    Personal info, Financial info and 3 others
  • Data is encrypted in transit
  • You can request that data be deleted

What’s new

Bug fixes and stability improvements.